Punjab National Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,510,053	896,053	696,284	828,502	515,797	725,650
Investment Securities	5,198,425	5,248,403	4,464,213	4,169,138	3,885,858	4,043,690
Total Investments	5,198,425	5,248,403	4,464,213	4,169,138	3,885,858	4,043,690
Gross Loans	12,074,250	10,862,731	9,417,625	8,374,590	7,337,658	6,793,458
Net Loans	12,074,250	10,862,731	9,417,625	8,374,590	7,337,658	6,793,458
Property, Plant & Equipment	156,550	127,240	121,422	118,851	104,003	107,236
Other Intangible Assets	-	3,593	2,056	1,989	2,960	3,251
Accrued Interest Receivable	-	189,841	120,617	91,072	82,298	81,624
Restricted Cash	-	611,543	617,718	744,783	826,142	407,694
Other Current Assets	-	93,726	110,619	131,719	120,301	100,013
Long-Term Deferred Tax Assets	-	211,483	229,554	239,735	257,033	270,215
Other Real Estate Owned & Foreclosed	-	246.7	264.5	264.5	502	502.1
Other Long-Term Assets	823,001	330,576	205,988	235,846	260,460	263,918
Total Assets	19,762,278	18,575,436	15,986,360	14,936,489	13,393,011	12,797,251
Interest Bearing Deposits	16,737,081	15,005,560	13,056,386	12,145,588	10,711,197	10,372,174
Non-Interest Bearing Deposits	-	764,639	735,866	757,883	831,147	764,995
Total Deposits	16,737,081	15,770,199	13,792,252	12,903,471	11,542,345	11,137,169
Accrued Interest Payable	-	47,402	42,813	34,511	27,827	27,339
Other Current Liabilities	-	44,305	33,613	37,189	30,817	32,202
Long-Term Debt	1,147,584	1,058,066	725,856	701,486	593,717	522,981
Other Long-Term Liabilities	381,573	317,801	282,350	226,434	217,752	147,348
Total Liabilities	18,266,238	17,237,772	14,876,885	13,903,091	12,412,457	11,867,039
Common Stock	22,986	22,986	22,022	22,022	22,022	20,955
Additional Paid-In Capital	-	509,297	460,385	460,385	460,385	443,521
Retained Earnings	-	372,073	281,597	246,860	228,730	202,195
Comprehensive Income & Other	1,466,268	427,023	339,863	299,538	264,682	258,672
Total Common Equity	1,489,254	1,331,380	1,103,867	1,028,805	975,819	925,343
Minority Interest	6,787	6,284	5,608	4,594	4,735	4,868
Shareholders' Equity	1,496,041	1,337,664	1,109,475	1,033,399	980,554	930,211
Total Liabilities & Equity	19,762,278	18,575,436	15,986,360	14,936,489	13,393,011	12,797,251
Total Debt	1,147,584	1,058,066	725,856	701,486	593,717	522,981
Net Cash (Debt)	362,470	-162,012	-29,572	127,016	-77,920	202,669
Net Cash Growth	-25.80%	-	-	-	-	-
Net Cash Per Share	31.54	-14.39	-2.69	11.54	-7.12	20.88
Filing Date Shares Outstanding	11,493	11,493	11,011	11,011	11,011	10,478
Total Common Shares Outstanding	11,493	11,493	11,011	11,011	11,011	10,478
Book Value Per Share	129.58	115.84	100.25	93.43	88.62	88.32
Tangible Book Value	1,489,254	1,327,786	1,101,811	1,026,816	972,860	922,093
Tangible Book Value Per Share	129.58	115.53	100.06	93.25	88.35	88.01

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.