Punjab National Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Market Capitalization	1,424,435	1,104,817	1,369,770	513,113	385,936	384,007	Upgrade
Market Cap Growth	14.95%	-19.34%	166.95%	32.95%	0.50%	76.18%	Upgrade
Last Close Price	123.95	93.42	119.44	44.29	32.52	34.01	Upgrade
PE Ratio	8.36	5.98	15.04	15.32	10.00	14.99	Upgrade
PS Ratio	2.76	2.21	3.25	1.87	1.60	1.69	Upgrade
PB Ratio	1.00	0.83	1.24	0.50	0.39	0.41	Upgrade
Debt / Equity Ratio	0.76	0.79	0.65	0.68	0.61	0.56	Upgrade
Return on Equity (ROE)	12.67%	15.16%	8.55%	3.34%	4.09%	3.43%	Upgrade
Return on Assets (ROA)	0.94%	1.07%	0.59%	0.24%	0.30%	0.25%	Upgrade
Earnings Yield	11.96%	16.73%	6.65%	6.53%	10.00%	6.67%	Upgrade
FCF Yield	-86.68%	-160.50%	-86.14%	-222.31%	-54.47%	-91.91%	Upgrade
Dividend Yield	2.41%	3.10%	1.26%	1.47%	1.97%	-	Upgrade
Payout Ratio	19.51%	8.94%	7.86%	21.05%	-	-	Upgrade
Buyback Yield / Dilution	-4.23%	-2.23%	-	-0.59%	-12.78%	-77.73%	Upgrade
Total Shareholder Return	-1.82%	0.87%	1.26%	0.88%	-10.82%	-77.73%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.