Punjab National Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 12, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	1,364,902	1,104,817	1,369,770	513,113	385,936	384,007
Market Cap Growth	24.34%	-19.34%	166.95%	32.95%	0.50%	76.18%
Last Close Price	118.70	93.42	119.44	44.29	32.52	34.01
PE Ratio	7.67	5.98	15.04	15.32	10.00	14.99
PS Ratio	2.66	2.21	3.25	1.87	1.60	1.69
PB Ratio	0.91	0.83	1.24	0.50	0.39	0.41
Debt / Equity Ratio	0.77	0.79	0.65	0.68	0.61	0.56
Net Debt / Equity Ratio	-0.24	0.12	0.03	-0.12	0.08	-0.22
Net Debt / FCF Ratio	-	-0.09	-0.02	0.11	-0.37	0.57
Return on Equity (ROE)	12.71%	15.16%	8.55%	3.34%	4.09%	3.43%
Return on Assets (ROA)	0.95%	1.07%	0.59%	0.24%	0.30%	0.25%
Earnings Yield	13.03%	16.73%	6.65%	6.53%	10.00%	6.67%
FCF Yield	-	-160.50%	-86.14%	-222.31%	-54.47%	-91.91%
Dividend Yield	2.36%	3.10%	1.26%	1.47%	1.97%	-
Payout Ratio	-	8.94%	7.86%	21.05%	-	-
Buyback Yield / Dilution	-3.13%	-2.23%	-	-0.59%	-12.78%	-77.73%
Total Shareholder Return	-0.77%	0.87%	1.26%	0.88%	-10.82%	-77.73%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.