Central Bank of India (BOM:532885)

Central Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	224,563	308,489	256,571	229,033	228,295
Interest Income on Investments	113,411	-	-	-	-
Total Interest Income	337,974	308,489	256,571	229,033	228,295
Interest Paid on Deposits	198,297	178,824	139,051	133,609	145,430
Net Interest Income	139,678	129,666	117,520	95,425	82,866
Net Interest Income Growth (YoY)	7.72%	10.33%	23.16%	15.16%	8.02%
Gain (Loss) on Sale of Assets	-	-146.64	-13.4	91	-209.96
Gain (Loss) on Sale of Investments	-	7,098	2,762	2,141	13,290
Other Non-Interest Income	58,705	40,179	38,097	27,443	18,028
Total Non-Interest Income	58,705	47,131	40,845	29,675	31,108
Non-Interest Income Growth (YoY)	24.56%	15.39%	37.64%	-4.61%	-14.12%
Revenues Before Loan Losses	198,383	176,796	158,365	125,100	113,973
Provision for Loan Losses	31,970	48,287	53,172	41,684	54,772
Revenue	166,413	128,509	105,193	83,416	59,201
Revenue Growth (YoY)	29.49%	22.16%	26.11%	40.90%	1.87%
Salaries and Employee Benefits	72,349	63,258	56,157	44,821	41,502
Occupancy Expenses	-	12,456	10,620	9,421	9,047
Amortization of Goodwill & Intangibles	-	-	-	-	4,381
Selling, General & Administrative	-	2,252	2,082	1,856	1,846
Other Non-Interest Expense	44,283	24,783	20,240	16,673	11,210
Total Non-Interest Expense	115,378	101,743	88,309	72,586	69,150
EBT Excluding Unusual Items	51,035	26,766	16,884	10,830	-9,949
Pretax Income	51,035	26,766	16,884	10,830	-9,949
Income Tax Expense	11,603	-	-	-	-
Earnings From Continuing Operations	39,432	26,766	16,884	10,830	-9,949
Minority Interest in Earnings	-90	-89.36	-96.15	-71.59	-52.23
Net Income	39,342	26,677	16,788	10,758	-10,001
Net Income to Common	39,342	26,677	16,788	10,758	-10,001
Net Income Growth	47.48%	58.91%	56.05%	-	-
Basic Shares Outstanding	8,685	8,681	8,681	8,235	5,794
Diluted Shares Outstanding	8,685	8,681	8,681	8,235	5,794
Shares Change (YoY)	0.04%	-	5.41%	42.14%	24.17%
EPS (Basic)	4.53	3.07	1.93	1.31	-1.73
EPS (Diluted)	4.53	3.07	1.93	1.31	-1.73
EPS Growth	47.56%	59.07%	47.74%	-	-
Dividend Per Share	0.188	-	-	-	-
Effective Tax Rate	22.73%	-	-	-	-

Updated Jan 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.