Paisalo Digital Limited (BOM: 532900)
India
· Delayed Price · Currency is INR 43.39
+1.82 (4.38%)
At close: Nov 14, 2024
Paisalo Digital Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 6,617 | 5,890 | 4,650 | 3,922 | 3,460 | 3,748 | Upgrade
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| Total Interest Expense | 3,105 | 2,701 | 2,087 | 1,841 | 1,620 | 1,565 | Upgrade
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| Net Interest Income | 3,511 | 3,189 | 2,564 | 2,081 | 1,841 | 2,182 | Upgrade
|
| Commissions and Fees | 875.72 | 624.16 | 81.61 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 9.56 | 9.56 | - | - | - | - | Upgrade
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| Other Revenue | 12.55 | 63.84 | - | - | - | - | Upgrade
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| Revenue Before Loan Losses | 4,409 | 3,887 | 2,645 | 2,081 | 1,841 | 2,182 | Upgrade
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| Provision for Loan Losses | 470.49 | 117.79 | 539.01 | 546.4 | 537.16 | 849.62 | Upgrade
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| Revenue | 3,939 | 3,769 | 2,106 | 1,535 | 1,304 | 1,333 | Upgrade
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| Revenue Growth (YoY) | 35.65% | 78.95% | 37.23% | 17.74% | -2.18% | -36.99% | Upgrade
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| Salaries & Employee Benefits | 543.81 | 490.28 | 346.71 | 257.55 | 233.18 | 254.62 | Upgrade
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| Cost of Services Provided | 288.11 | 288.11 | 166.5 | 31.38 | 93.5 | 86.96 | Upgrade
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| Other Operating Expenses | 587.46 | 548.84 | 251.13 | 141.91 | 165.99 | 209.1 | Upgrade
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| Total Operating Expenses | 1,457 | 1,361 | 797.24 | 463.17 | 530.08 | 590.98 | Upgrade
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| Operating Income | 2,481 | 2,408 | 1,309 | 1,072 | 773.44 | 741.64 | Upgrade
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| EBT Excluding Unusual Items | 2,481 | 2,408 | 1,309 | 1,072 | 773.44 | 741.64 | Upgrade
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| Other Unusual Items | 4.76 | 4.76 | -45.29 | -0.33 | 4.23 | - | Upgrade
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| Pretax Income | 2,485 | 2,412 | 1,262 | 1,071 | 777.68 | 741.64 | Upgrade
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| Income Tax Expense | 640.7 | 622.11 | 326.19 | 278.71 | 197.87 | 200.32 | Upgrade
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| Net Income | 1,845 | 1,790 | 936.19 | 792.51 | 579.8 | 541.32 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | -0 | - | - | - | Upgrade
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| Net Income to Common | 1,845 | 1,790 | 936.19 | 792.51 | 579.8 | 541.32 | Upgrade
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| Net Income Growth | 37.21% | 91.17% | 18.13% | 36.69% | 7.11% | -3.99% | Upgrade
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| Shares Outstanding (Basic) | 923 | 925 | 890 | 847 | 846 | 846 | Upgrade
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| Shares Outstanding (Diluted) | 923 | 925 | 890 | 847 | 846 | 846 | Upgrade
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| Shares Change (YoY) | 3.40% | 4.00% | 5.03% | 0.13% | -0.00% | 4.27% | Upgrade
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| EPS (Basic) | 2.00 | 1.93 | 1.05 | 0.94 | 0.69 | 0.64 | Upgrade
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| EPS (Diluted) | 2.00 | 1.93 | 1.05 | 0.94 | 0.69 | 0.64 | Upgrade
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| EPS Growth | 32.91% | 84.25% | 12.30% | 36.40% | 7.11% | -7.92% | Upgrade
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| Free Cash Flow | -4,520 | -5,735 | -4,584 | -3,977 | -979.59 | 348.66 | Upgrade
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| Free Cash Flow Per Share | -4.89 | -6.20 | -5.15 | -4.70 | -1.16 | 0.41 | Upgrade
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| Dividend Per Share | - | 0.100 | 0.050 | 0.050 | 0.050 | 0.050 | Upgrade
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| Dividend Growth | - | 100.00% | 0% | 0% | 0% | 0% | Upgrade
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| Operating Margin | 63.00% | 63.88% | 62.15% | 69.82% | 59.33% | 55.65% | Upgrade
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| Profit Margin | 46.84% | 47.49% | 44.45% | 51.64% | 44.48% | 40.62% | Upgrade
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| Free Cash Flow Margin | -114.75% | -152.16% | -217.66% | -259.12% | -75.15% | 26.16% | Upgrade
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| Effective Tax Rate | 25.78% | 25.79% | 25.84% | 26.02% | 25.44% | 27.01% | Upgrade
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| Revenue as Reported | 7,515 | 6,587 | 4,732 | 3,922 | 3,460 | 3,748 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.