Paisalo Digital Limited (BOM:532900)
India · Delayed Price · Currency is INR 31.28
-0.45 (-1.42%)
At close: Jul 29, 2025
Paisalo Digital Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2017 - 2021 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2017 - 2021 |
Interest and Dividend Income | 7,322 | 6,964 | 5,890 | 4,650 | 3,922 | 3,460 | Upgrade |
Total Interest Expense | 3,395 | 3,283 | 2,701 | 2,087 | 1,841 | 1,620 | Upgrade |
Net Interest Income | 3,927 | 3,681 | 3,189 | 2,564 | 2,081 | 1,841 | Upgrade |
Commissions and Fees | 684.44 | 711.32 | 624.16 | 81.61 | - | - | Upgrade |
Gain (Loss) on Sale of Investments | - | - | 9.56 | - | - | - | Upgrade |
Other Revenue | 26.47 | 35.92 | 63.84 | - | - | - | Upgrade |
Revenue Before Loan Losses | 4,638 | 4,428 | 3,887 | 2,645 | 2,081 | 1,841 | Upgrade |
Provision for Loan Losses | 314.59 | 255.12 | 117.79 | 539.01 | 546.4 | 537.16 | Upgrade |
| 4,323 | 4,173 | 3,769 | 2,106 | 1,535 | 1,304 | Upgrade | |
Revenue Growth (YoY) | 11.83% | 10.72% | 78.95% | 37.23% | 17.74% | -2.18% | Upgrade |
Salaries & Employee Benefits | 672.94 | 628.61 | 490.28 | 346.71 | 257.55 | 233.18 | Upgrade |
Cost of Services Provided | - | - | 288.11 | 166.5 | 31.38 | 93.5 | Upgrade |
Other Operating Expenses | 829.32 | 813.84 | 548.84 | 251.13 | 141.91 | 165.99 | Upgrade |
Total Operating Expenses | 1,569 | 1,497 | 1,361 | 797.24 | 463.17 | 530.08 | Upgrade |
Operating Income | 2,754 | 2,676 | 2,408 | 1,309 | 1,072 | 773.44 | Upgrade |
EBT Excluding Unusual Items | 2,754 | 2,676 | 2,408 | 1,309 | 1,072 | 773.44 | Upgrade |
Other Unusual Items | 7.84 | 7.84 | 4.76 | -45.29 | -0.33 | 4.23 | Upgrade |
Pretax Income | 2,762 | 2,684 | 2,412 | 1,262 | 1,071 | 777.68 | Upgrade |
Income Tax Expense | 703.49 | 682.35 | 622.11 | 326.19 | 278.71 | 197.87 | Upgrade |
Net Income | 2,058 | 2,001 | 1,790 | 936.19 | 792.51 | 579.8 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | -0 | - | - | Upgrade |
Net Income to Common | 2,058 | 2,001 | 1,790 | 936.19 | 792.51 | 579.8 | Upgrade |
Net Income Growth | 13.05% | 11.82% | 91.17% | 18.13% | 36.69% | 7.11% | Upgrade |
Shares Outstanding (Basic) | 899 | 897 | 925 | 890 | 847 | 846 | Upgrade |
Shares Outstanding (Diluted) | 899 | 897 | 925 | 890 | 847 | 846 | Upgrade |
Shares Change (YoY) | -3.08% | -3.00% | 4.00% | 5.03% | 0.13% | -0.00% | Upgrade |
EPS (Basic) | 2.29 | 2.23 | 1.93 | 1.05 | 0.94 | 0.69 | Upgrade |
EPS (Diluted) | 2.29 | 2.23 | 1.93 | 1.05 | 0.94 | 0.69 | Upgrade |
EPS Growth | 16.64% | 15.27% | 84.25% | 12.30% | 36.40% | 7.11% | Upgrade |
Free Cash Flow | - | -8,546 | -5,735 | -4,584 | -3,977 | -979.59 | Upgrade |
Free Cash Flow Per Share | - | -9.52 | -6.20 | -5.15 | -4.70 | -1.16 | Upgrade |
Dividend Per Share | - | 0.100 | 0.100 | 0.050 | 0.050 | 0.050 | Upgrade |
Dividend Growth | - | - | 100.00% | - | - | - | Upgrade |
Operating Margin | 63.70% | 64.12% | 63.88% | 62.15% | 69.82% | 59.34% | Upgrade |
Profit Margin | 47.61% | 47.96% | 47.49% | 44.45% | 51.64% | 44.48% | Upgrade |
Free Cash Flow Margin | - | -204.80% | -152.16% | -217.66% | -259.13% | -75.15% | Upgrade |
Effective Tax Rate | 25.47% | 25.43% | 25.79% | 25.84% | 26.02% | 25.44% | Upgrade |
Revenue as Reported | 8,033 | 7,711 | 6,587 | 4,732 | 3,922 | 3,460 | Upgrade |
Updated Feb 4, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.