Paisalo Digital Statistics

Total Valuation

Paisalo Digital has a market cap or net worth of INR 27.48 billion.

Market Cap	27.48B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	Sep 13, 2024

Share Statistics

Paisalo Digital has 902.12 million shares outstanding. The number of shares has decreased by -3.00% in one year.

Current Share Class	902.12M
Shares Outstanding	902.12M
Shares Change (YoY)	-3.00%
Shares Change (QoQ)	+1.76%
Owned by Insiders (%)	17.39%
Owned by Institutions (%)	14.39%
Float	527.45M

Valuation Ratios

The trailing PE ratio is 13.66 and the forward PE ratio is 11.95. Paisalo Digital's PEG ratio is 0.67.

PE Ratio	13.66
Forward PE	11.95
PS Ratio	6.59
PB Ratio	1.79
P/TBV Ratio	1.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.67

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 149.08, with a Debt / Equity ratio of 2.32.

Current Ratio	149.08
Quick Ratio	148.26
Debt / Equity	2.32
Debt / EBITDA	n/a
Debt / FCF	-4.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.97%.

Return on Equity (ROE)	13.97%
Return on Assets (ROA)	4.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.73M
Profits Per Employee	830,721
Employee Count	2,409
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, Paisalo Digital has paid 682.35 million in taxes.

Income Tax	682.35M
Effective Tax Rate	25.43%

Stock Price Statistics

The stock price has decreased by -56.72% in the last 52 weeks. The beta is 0.59, so Paisalo Digital's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	-56.72%
50-Day Moving Average	31.82
200-Day Moving Average	42.09
Relative Strength Index (RSI)	43.18
Average Volume (20 Days)	475,800

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Paisalo Digital had revenue of INR 4.17 billion and earned 2.00 billion in profits. Earnings per share was 2.23.

Revenue	4.17B
Gross Profit	4.17B
Operating Income	2.68B
Pretax Income	2.68B
Net Income	2.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.23

Full Income Statement

Balance Sheet

The company has 1.05 billion in cash and 35.59 billion in debt, giving a net cash position of -34.55 billion or -38.29 per share.

Cash & Cash Equivalents	1.05B
Total Debt	35.59B
Net Cash	-34.55B
Net Cash Per Share	-38.29
Equity (Book Value)	15.35B
Book Value Per Share	16.91
Working Capital	50.74B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -8.42 billion and capital expenditures -127.79 million, giving a free cash flow of -8.55 billion.

Operating Cash Flow	-8.42B
Capital Expenditures	-127.79M
Free Cash Flow	-8.55B
FCF Per Share	-9.47

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 64.12% and 47.96%.

Gross Margin	100.00%
Operating Margin	64.12%
Pretax Margin	64.31%
Profit Margin	47.96%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.33%.

Dividend Per Share	0.10
Dividend Yield	0.33%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	1
Payout Ratio	4.48%
Buyback Yield	3.00%
Shareholder Yield	3.32%
Earnings Yield	7.28%
FCF Yield	-31.10%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2024. It was a forward split with a ratio of 2.

Last Split Date	Mar 20, 2024
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3