Paisalo Digital Limited (BOM:532900)

Paisalo Digital Statistics

Total Valuation

Paisalo Digital has a market cap or net worth of INR 31.49 billion.

Market Cap	31.49B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Sep 22, 2025

Share Statistics

Paisalo Digital has 902.12 million shares outstanding. The number of shares has decreased by -2.40% in one year.

Current Share Class	902.12M
Shares Outstanding	902.12M
Shares Change (YoY)	-2.40%
Shares Change (QoQ)	+0.38%
Owned by Insiders (%)	18.12%
Owned by Institutions (%)	29.11%
Float	424.24M

Valuation Ratios

The trailing PE ratio is 14.94 and the forward PE ratio is 13.17. Paisalo Digital's PEG ratio is 0.74.

PE Ratio	14.94
Forward PE	13.17
PS Ratio	6.72
PB Ratio	1.89
P/TBV Ratio	1.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.74

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	2.26
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	3.93%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.64%
Revenue Per Employee	1.48M
Profits Per Employee	664,761
Employee Count	3,178
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Paisalo Digital has paid 732.52 million in taxes.

Income Tax	732.52M
Effective Tax Rate	25.75%

Stock Price Statistics

The stock price has decreased by -14.73% in the last 52 weeks. The beta is -0.12, so Paisalo Digital's price volatility has been lower than the market average.

Beta (5Y)	-0.12
52-Week Price Change	-14.73%
50-Day Moving Average	35.25
200-Day Moving Average	34.24
Relative Strength Index (RSI)	51.66
Average Volume (20 Days)	291,163

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Paisalo Digital had revenue of INR 4.69 billion and earned 2.11 billion in profits. Earnings per share was 2.34.

Revenue	4.69B
Gross Profit	4.69B
Operating Income	2.88B
Pretax Income	2.85B
Net Income	2.11B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.34

Balance Sheet

The company has 566.72 million in cash and 37.69 billion in debt, with a net cash position of -37.12 billion or -41.15 per share.

Cash & Cash Equivalents	566.72M
Total Debt	37.69B
Net Cash	-37.12B
Net Cash Per Share	-41.15
Equity (Book Value)	16.66B
Book Value Per Share	18.42
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 99.95%, with operating and profit margins of 61.40% and 45.06%.

Gross Margin	99.95%
Operating Margin	61.40%
Pretax Margin	60.68%
Profit Margin	45.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.29%.

Dividend Per Share	0.10
Dividend Yield	0.29%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.40%
Shareholder Yield	2.69%
Earnings Yield	6.71%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2024. It was a forward split with a ratio of 2.

Last Split Date	Mar 20, 2024
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	1