Paisalo Digital Limited (BOM:532900)

Paisalo Digital Statistics

Total Valuation

Paisalo Digital has a market cap or net worth of INR 29.45 billion.

Market Cap	29.45B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Sep 22, 2025

Share Statistics

Paisalo Digital has 902.12 million shares outstanding. The number of shares has decreased by -2.15% in one year.

Current Share Class	902.12M
Shares Outstanding	902.12M
Shares Change (YoY)	-2.15%
Shares Change (QoQ)	-0.31%
Owned by Insiders (%)	18.12%
Owned by Institutions (%)	29.11%
Float	439.04M

Valuation Ratios

The trailing PE ratio is 14.22 and the forward PE ratio is 12.32. Paisalo Digital's PEG ratio is 0.69.

PE Ratio	14.22
Forward PE	12.32
PS Ratio	6.61
PB Ratio	1.77
P/TBV Ratio	1.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.69

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 112.22, with a Debt / Equity ratio of 2.26.

Current Ratio	112.22
Quick Ratio	112.04
Debt / Equity	2.26
Debt / EBITDA	n/a
Debt / FCF	-3.41
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.44% and return on invested capital (ROIC) is 3.98%.

Return on Equity (ROE)	13.44%
Return on Assets (ROA)	4.17%
Return on Invested Capital (ROIC)	3.98%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.68%
Revenue Per Employee	1.40M
Profits Per Employee	652,708
Employee Count	3,178
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, Paisalo Digital has paid 705.84 million in taxes.

Income Tax	705.84M
Effective Tax Rate	25.39%

Stock Price Statistics

The stock price has decreased by -24.62% in the last 52 weeks. The beta is -0.08, so Paisalo Digital's price volatility has been lower than the market average.

Beta (5Y)	-0.08
52-Week Price Change	-24.62%
50-Day Moving Average	35.49
200-Day Moving Average	34.13
Relative Strength Index (RSI)	34.08
Average Volume (20 Days)	118,667

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Paisalo Digital had revenue of INR 4.46 billion and earned 2.07 billion in profits. Earnings per share was 2.30.

Revenue	4.46B
Gross Profit	4.45B
Operating Income	2.81B
Pretax Income	2.78B
Net Income	2.07B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.30

Balance Sheet

The company has 566.72 million in cash and 37.69 billion in debt, with a net cash position of -37.12 billion or -41.15 per share.

Cash & Cash Equivalents	566.72M
Total Debt	37.69B
Net Cash	-37.12B
Net Cash Per Share	-41.15
Equity (Book Value)	16.66B
Book Value Per Share	18.42
Working Capital	52.95B

Cash Flow

In the last 12 months, operating cash flow was -10.92 billion and capital expenditures -143.91 million, giving a free cash flow of -11.06 billion.

Operating Cash Flow	-10.92B
Capital Expenditures	-143.91M
Free Cash Flow	-11.06B
FCF Per Share	-12.26

Margins

Gross margin is 99.95%, with operating and profit margins of 63.03% and 46.55%.

Gross Margin	99.95%
Operating Margin	63.03%
Pretax Margin	62.39%
Profit Margin	46.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.31%.

Dividend Per Share	0.10
Dividend Yield	0.31%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	2.47%
Buyback Yield	2.15%
Shareholder Yield	2.46%
Earnings Yield	7.04%
FCF Yield	-37.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2024. It was a forward split with a ratio of 2.

Last Split Date	Mar 20, 2024
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3