PTC India Financial Services Limited (BOM: 533344)

PTC India Financial Services Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	6,936	7,506	7,666	9,247	11,052	13,243
Total Interest Expense	3,665	4,104	4,335	5,772	7,489	9,292
Net Interest Income	3,271	3,402	3,331	3,475	3,564	3,951
Commissions and Fees	70.67	57.15	207.27	246.89	218.37	348.66
Other Revenue	47	44.88	38.12	35.04	43.89	52.68
Revenue Before Loan Losses	3,389	3,504	3,577	3,757	3,826	4,352
Provision for Loan Losses	-133.15	22.35	801.69	1,680	2,312	1,881
Revenue	3,522	3,481	2,775	2,077	1,514	2,471
Revenue Growth (YoY)	39.81%	25.46%	33.63%	37.15%	-38.73%	-39.91%
Salaries & Employee Benefits	197.79	205.87	196.33	189.3	167.43	164.09
Cost of Services Provided	10	36.74	40.53	39.84	42.06	47.8
Other Operating Expenses	1,162	1,173	228.56	180.67	364.08	335.89
Total Operating Expenses	1,436	1,481	526.23	470.52	633.11	611.2
Operating Income	2,086	2,001	2,249	1,606	880.92	1,860
Currency Exchange Gain (Loss)	4.28	4.28	15.45	-25.43	-26.47	-192.45
EBT Excluding Unusual Items	2,095	2,160	2,323	1,739	934.24	1,720
Pretax Income	2,095	2,160	2,324	1,739	934.18	1,720
Income Tax Expense	535.38	552.29	565.61	439.27	678.15	620.39
Net Income	1,560	1,607	1,758	1,300	256.03	1,100
Net Income to Common	1,560	1,607	1,758	1,300	256.03	1,100
Net Income Growth	-7.78%	-8.57%	35.25%	407.69%	-76.72%	-40.26%
Shares Outstanding (Basic)	641	642	642	642	642	642
Shares Outstanding (Diluted)	641	642	642	642	642	642
Shares Change (YoY)	-0.34%	-	-	-	-	-
EPS (Basic)	2.43	2.50	2.74	2.02	0.40	1.71
EPS (Diluted)	2.43	2.50	2.74	2.02	0.40	1.71
EPS Growth	-7.57%	-8.67%	35.51%	406.74%	-76.69%	-40.36%
Free Cash Flow	24,497	25,624	18,869	27,199	13,109	32,281
Free Cash Flow Per Share	38.20	39.90	29.38	42.35	20.41	50.26
Dividend Per Share	-	-	1.000	-	-	0.450
Dividend Growth	-	-	-	-	-	-43.75%
Operating Margin	59.24%	57.47%	81.04%	77.34%	58.18%	75.26%
Profit Margin	44.28%	46.18%	63.36%	62.60%	16.91%	44.52%
Free Cash Flow Margin	695.59%	736.06%	680.02%	1309.86%	865.80%	1306.45%
Effective Tax Rate	25.56%	25.57%	24.34%	25.26%	72.59%	36.06%
Revenue as Reported	7,059	7,763	7,971	9,688	11,394	13,697

Source: S&P Capital IQ. Financial Services template. Financial Sources.