Muthoot Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	268,316	196,649	145,505	115,565	119,252	112,103
Total Interest Expense	99,561	74,123	54,301	42,092	42,559	40,999
Net Interest Income	168,755	122,526	91,204	73,473	76,693	71,104
Gain (Loss) on Sale of Investments	-89.31	-89.31	-106	0.01	-	-
Other Revenue	7,196	5,582	5,217	3,412	2,604	3,432
Revenue Before Loan Losses	175,862	128,019	96,316	76,885	79,298	74,536
Provision for Loan Losses	5,372	9,161	3,178	1,086	2,617	2,236
Revenue	170,490	118,857	93,138	75,798	76,680	72,299
Revenue Growth (YoY)	57.65%	27.62%	22.88%	-1.15%	6.06%	12.78%
Salaries & Employee Benefits	29,055	23,250	18,282	14,883	12,368	11,893
Cost of Services Provided	7,257	7,257	5,646	4,456	3,716	3,839
Other Operating Expenses	9,030	7,387	6,019	5,091	4,577	4,239
Total Operating Expenses	53,960	46,196	33,136	26,444	22,586	20,960
Operating Income	116,530	72,661	60,001	49,354	54,095	51,339
EBT Excluding Unusual Items	116,530	72,661	60,009	49,365	54,108	51,350
Gain (Loss) on Sale of Investments	-	-	-42.8	-115.94	-	-
Pretax Income	116,529	72,660	59,965	49,228	54,102	51,315
Income Tax Expense	29,996	19,136	15,289	12,530	13,789	13,126
Earnings From Continuing Ops.	86,533	53,524	44,676	36,698	40,313	38,189
Minority Interest in Earnings	652.28	-194.61	-1,433	-574.68	-147.03	-144.73
Net Income	87,185	53,329	43,243	36,123	40,166	38,044
Net Income to Common	87,185	53,329	43,243	36,123	40,166	38,044
Net Income Growth	74.57%	23.32%	19.71%	-10.07%	5.58%	21.23%
Shares Outstanding (Basic)	401	401	401	401	401	401
Shares Outstanding (Diluted)	401	401	401	401	401	401
Shares Change (YoY)	0.01%	-0.00%	0.01%	-0.00%	-0.01%	0.05%
EPS (Basic)	217.17	132.84	107.72	89.99	100.10	94.84
EPS (Diluted)	217.16	132.83	107.71	89.98	100.05	94.76
EPS Growth	74.56%	23.32%	19.70%	-10.06%	5.58%	21.18%
Free Cash Flow	-	-267,419	-138,279	-29,452	-16,935	-79,058
Free Cash Flow Per Share	-	-666.09	-344.41	-73.36	-42.18	-196.91
Dividend Per Share	26.000	26.000	24.000	22.000	20.000	20.000
Dividend Growth	8.33%	8.33%	9.09%	10.00%	-	33.33%
Operating Margin	68.35%	61.13%	64.42%	65.11%	70.55%	71.01%
Profit Margin	51.14%	44.87%	46.43%	47.66%	52.38%	52.62%
Free Cash Flow Margin	-	-224.99%	-148.47%	-38.86%	-22.09%	-109.35%
Effective Tax Rate	25.74%	26.34%	25.50%	25.45%	25.49%	25.58%
Revenue as Reported	277,098	203,245	151,627	119,750	122,382	115,702

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.