PMC Fincorp Limited (BOM:534060)

PMC Fincorp Statistics

Total Valuation

PMC Fincorp has a market cap or net worth of INR 1.25 billion.

Market Cap	1.25B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Aug 29, 2025

Share Statistics

PMC Fincorp has 712.08 million shares outstanding. The number of shares has increased by 49.85% in one year.

Current Share Class	712.08M
Shares Outstanding	712.08M
Shares Change (YoY)	+49.85%
Shares Change (QoQ)	-4.23%
Owned by Insiders (%)	11.66%
Owned by Institutions (%)	n/a
Float	470.26M

Valuation Ratios

The trailing PE ratio is 15.81.

PE Ratio	15.81
Forward PE	n/a
PS Ratio	8.32
PB Ratio	0.71
P/TBV Ratio	0.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.38, with a Debt / Equity ratio of 0.26.

Current Ratio	4.38
Quick Ratio	4.37
Debt / Equity	0.26
Debt / EBITDA	n/a
Debt / FCF	-1.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.10% and return on invested capital (ROIC) is 4.36%.

Return on Equity (ROE)	6.10%
Return on Assets (ROA)	5.09%
Return on Invested Capital (ROIC)	4.36%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.66%
Revenue Per Employee	18.82M
Profits Per Employee	11.44M
Employee Count	8
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, PMC Fincorp has paid 35.77 million in taxes.

Income Tax	35.77M
Effective Tax Rate	28.11%

Stock Price Statistics

The stock price has decreased by -49.37% in the last 52 weeks. The beta is 0.89, so PMC Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	-49.37%
50-Day Moving Average	1.83
200-Day Moving Average	2.09
Relative Strength Index (RSI)	45.58
Average Volume (20 Days)	669,653

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PMC Fincorp had revenue of INR 150.60 million and earned 91.49 million in profits. Earnings per share was 0.11.

Revenue	150.60M
Gross Profit	153.45M
Operating Income	132.75M
Pretax Income	127.27M
Net Income	91.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.11

Balance Sheet

The company has 468.17 million in cash and 464.47 million in debt, with a net cash position of 3.70 million or 0.01 per share.

Cash & Cash Equivalents	468.17M
Total Debt	464.47M
Net Cash	3.70M
Net Cash Per Share	0.01
Equity (Book Value)	1.77B
Book Value Per Share	2.71
Working Capital	1.58B

Cash Flow

In the last 12 months, operating cash flow was -337.82 million and capital expenditures -385,000, giving a free cash flow of -338.20 million.

Operating Cash Flow	-337.82M
Capital Expenditures	-385,000
Free Cash Flow	-338.20M
FCF Per Share	-0.47

Margins

Gross margin is 101.89%, with operating and profit margins of 88.15% and 60.75%.

Gross Margin	101.89%
Operating Margin	88.15%
Pretax Margin	84.51%
Profit Margin	60.75%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 0.57%.

Dividend Per Share	0.01
Dividend Yield	0.57%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	8.00%
Buyback Yield	-49.85%
Shareholder Yield	-49.22%
Earnings Yield	7.30%
FCF Yield	-26.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2.

Last Split Date	Aug 31, 2015
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2