PMC Fincorp Limited (BOM:534060)

PMC Fincorp Statistics

Total Valuation

PMC Fincorp has a market cap or net worth of INR 1.57 billion.

Market Cap	1.57B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, July 21, 2025.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	n/a

Share Statistics

PMC Fincorp has 712.08 million shares outstanding. The number of shares has increased by 34.35% in one year.

Current Share Class	712.08M
Shares Outstanding	712.08M
Shares Change (YoY)	+34.35%
Shares Change (QoQ)	+33.98%
Owned by Insiders (%)	11.73%
Owned by Institutions (%)	n/a
Float	460.76M

Valuation Ratios

The trailing PE ratio is 11.00.

PE Ratio	11.00
Forward PE	n/a
PS Ratio	7.74
PB Ratio	0.93
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.26, with a Debt / Equity ratio of 0.27.

Current Ratio	4.26
Quick Ratio	4.25
Debt / Equity	0.27
Debt / EBITDA	n/a
Debt / FCF	-1.65
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.10%.

Return on Equity (ROE)	10.10%
Return on Assets (ROA)	8.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	22.50M
Profits Per Employee	15.94M
Employee Count	9
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, PMC Fincorp has paid 40.79 million in taxes.

Income Tax	40.79M
Effective Tax Rate	22.14%

Stock Price Statistics

The stock price has decreased by -51.40% in the last 52 weeks. The beta is 0.67, so PMC Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	-51.40%
50-Day Moving Average	2.30
200-Day Moving Average	3.08
Relative Strength Index (RSI)	38.55
Average Volume (20 Days)	774,375

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PMC Fincorp had revenue of INR 202.52 million and earned 143.50 million in profits. Earnings per share was 0.20.

Revenue	202.52M
Gross Profit	202.52M
Operating Income	184.29M
Pretax Income	184.29M
Net Income	143.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.20

Balance Sheet

The company has 471.90 million in cash and 462.32 million in debt, giving a net cash position of 9.58 million or 0.01 per share.

Cash & Cash Equivalents	471.90M
Total Debt	462.32M
Net Cash	9.58M
Net Cash Per Share	0.01
Equity (Book Value)	1.69B
Book Value Per Share	2.00
Working Capital	1.51B

Cash Flow

In the last 12 months, operating cash flow was -279.71 million and capital expenditures -487,000, giving a free cash flow of -280.20 million.

Operating Cash Flow	-279.71M
Capital Expenditures	-487,000
Free Cash Flow	-280.20M
FCF Per Share	-0.39

Margins

Gross margin is 100.00%, with operating and profit margins of 91.00% and 70.86%.

Gross Margin	100.00%
Operating Margin	91.00%
Pretax Margin	91.00%
Profit Margin	70.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 0.45%.

Dividend Per Share	0.01
Dividend Yield	0.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-34.35%
Shareholder Yield	-33.89%
Earnings Yield	9.16%
FCF Yield	-17.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2.

Last Split Date	Aug 31, 2015
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3