SRG Housing Finance Limited (BOM:534680)
275.40
-10.65 (-3.72%)
At close: Dec 24, 2025
SRG Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest and Dividend Income | 1,493 | 1,344 | 1,095 | 812.59 | 729.49 | 670.33 | Upgrade |
Total Interest Expense | 667.24 | 608.1 | 496.09 | 361.24 | 296.76 | 297.72 | Upgrade |
Net Interest Income | 825.77 | 735.64 | 598.88 | 451.35 | 432.73 | 372.61 | Upgrade |
Commissions and Fees | 114.49 | 84.69 | 56.03 | 34.5 | 13.09 | 13.63 | Upgrade |
Gain (Loss) on Sale of Investments | 0.66 | 0.66 | 0.09 | 1.12 | - | 0.97 | Upgrade |
Other Revenue | 140.22 | 116.19 | 115.42 | 88.01 | 61.98 | 81.74 | Upgrade |
Revenue Before Loan Losses | 1,081 | 937.18 | 770.41 | 574.98 | 507.8 | 468.96 | Upgrade |
Provision for Loan Losses | 32.31 | 16.08 | 13.96 | 21.74 | 3.47 | 16.61 | Upgrade |
| 1,049 | 921.1 | 756.46 | 553.25 | 504.32 | 452.36 | Upgrade | |
Revenue Growth (YoY) | 23.49% | 21.77% | 36.73% | 9.70% | 11.49% | 7.77% | Upgrade |
Salaries & Employee Benefits | 449.71 | 374.18 | 273.02 | 189.68 | 138.78 | 113.67 | Upgrade |
Cost of Services Provided | 48.74 | 48.74 | 34.99 | 23.92 | 17.98 | 19.08 | Upgrade |
Other Operating Expenses | 155.76 | 131.16 | 129.69 | 93.41 | 70.37 | 61.64 | Upgrade |
Total Operating Expenses | 718.71 | 620.53 | 495.48 | 341.58 | 248.84 | 214.61 | Upgrade |
Operating Income | 330.11 | 300.57 | 260.98 | 211.66 | 255.49 | 237.74 | Upgrade |
EBT Excluding Unusual Items | 330.11 | 300.57 | 260.98 | 211.66 | 255.49 | 237.74 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | - | - | -0.19 | - | Upgrade |
Other Unusual Items | - | - | - | -1.23 | - | - | Upgrade |
Pretax Income | 330.11 | 300.57 | 260.98 | 210.43 | 255.3 | 237.74 | Upgrade |
Income Tax Expense | 60.45 | 56.62 | 50.4 | 39.86 | 52.08 | 49.4 | Upgrade |
Net Income | 269.66 | 243.95 | 210.59 | 170.57 | 203.22 | 188.34 | Upgrade |
Net Income to Common | 269.66 | 243.95 | 210.59 | 170.57 | 203.22 | 188.34 | Upgrade |
Net Income Growth | 13.01% | 15.84% | 23.46% | -16.06% | 7.90% | 4.81% | Upgrade |
Shares Outstanding (Basic) | 15 | 14 | 13 | 13 | 13 | 13 | Upgrade |
Shares Outstanding (Diluted) | 15 | 14 | 14 | 13 | 13 | 13 | Upgrade |
Shares Change (YoY) | 8.35% | 3.64% | 2.53% | 1.28% | - | - | Upgrade |
EPS (Basic) | 17.93 | 17.45 | 16.18 | 13.12 | 15.63 | 14.49 | Upgrade |
EPS (Diluted) | 17.93 | 17.44 | 15.60 | 12.95 | 15.63 | 14.49 | Upgrade |
EPS Growth | 4.30% | 11.79% | 20.46% | -17.15% | 7.89% | 4.83% | Upgrade |
Free Cash Flow | -1,892 | -1,354 | -1,439 | -897.61 | -14.35 | -293.29 | Upgrade |
Free Cash Flow Per Share | -125.79 | -96.81 | -106.59 | -68.17 | -1.10 | -22.56 | Upgrade |
Operating Margin | 31.47% | 32.63% | 34.50% | 38.26% | 50.66% | 52.56% | Upgrade |
Profit Margin | 25.71% | 26.48% | 27.84% | 30.83% | 40.29% | 41.63% | Upgrade |
Free Cash Flow Margin | -180.40% | -147.05% | -190.23% | -162.25% | -2.84% | -64.83% | Upgrade |
Effective Tax Rate | 18.31% | 18.84% | 19.31% | 18.94% | 20.40% | 20.78% | Upgrade |
Revenue as Reported | 1,749 | 1,545 | 1,267 | 938.26 | 804.56 | 766.68 | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.