Repco Home Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	4,615	4,132	3,163	1,941	3,002
Depreciation & Amortization	234.8	143	134.2	116.3	117.1
Other Amortization	51.6	39.2	15.5	12.5	12.7
Provision for Credit Losses	-375.7	-11.8	515.5	2,331	807.6
Loss (Gain) on Equity Investments	-258.3	-216.1	-202	-25.6	-126.1
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-	-3,258
Change in Accounts Payable	-27.2	4.2	-6.6	6.1	5.4
Change in Other Net Operating Assets	-10,039	-10,394	-7,023	3,164	-90
Other Operating Activities	-336.8	-540	-224.4	-632.7	8,021
Operating Cash Flow	-6,137	-6,845	-3,629	6,912	8,492
Operating Cash Flow Growth	-	-	-	-18.60%	143.12%
Capital Expenditures	-232	-234.6	-47.9	-107.4	-21.6
Sale of Property, Plant & Equipment	1.9	3.3	1.9	0.7	0.5
Sale (Purchase) of Intangibles	-	-	-35.3	-3.5	-
Investment in Securities	-165	-1,537	1,550	-1,646	0.2
Other Investing Activities	331	80.9	127	130.8	139.5
Investing Cash Flow	-64.1	-1,687	1,596	-1,626	118.6
Short-Term Debt Issued	-	-	239.4	168.9	1,022
Long-Term Debt Issued	34,167	30,625	24,340	29,400	34,376
Total Debt Issued	34,167	30,625	24,579	29,569	35,398
Short-Term Debt Repaid	-	-	-	-	-1,000
Long-Term Debt Repaid	-29,897	-22,986	-22,353	-34,705	-33,609
Total Debt Repaid	-29,897	-22,986	-22,353	-34,705	-34,609
Net Debt Issued (Repaid)	4,270	7,639	2,226	-5,136	788.5
Common Dividends Paid	-187.6	-168.9	-156.4	-156.4	-156.4
Other Financing Activities	-	-	-19.1	-17.4	-7,936
Financing Cash Flow	4,082	7,470	2,051	-5,310	-7,304
Net Cash Flow	-2,119	-1,062	18.1	-23.5	1,306
Free Cash Flow	-6,369	-7,080	-3,677	6,805	8,470
Free Cash Flow Growth	-	-	-	-19.66%	147.72%
Free Cash Flow Margin	-80.74%	-102.09%	-68.97%	184.44%	168.34%
Free Cash Flow Per Share	-101.74	-113.09	-58.73	108.70	135.30
Cash Interest Paid	9,670	8,412	7,011	6,899	7,936
Cash Income Tax Paid	1,241	1,323	871.7	1,076	955.1

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.