Sonal Mercantile Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	359.23	352.94	393.16	263.88	208.45	185.05
Total Interest Expense	218.86	207.66	232.94	150.33	120.61	114.62
Net Interest Income	140.37	145.28	160.22	113.55	87.84	70.43
Gain (Loss) on Sale of Investments	-	-	1.43	-	-	-
Revenue Before Loan Losses	140.37	145.28	161.65	113.55	87.84	70.43
Provision for Loan Losses	2.8	-	-	4.16	0.86	0.58
Revenue	137.57	145.28	161.65	109.39	86.98	69.85
Revenue Growth (YoY)	-16.73%	-10.13%	47.77%	25.77%	24.52%	86.00%
Salaries & Employee Benefits	4.88	3.68	2.67	2.51	3.89	6.69
Cost of Services Provided	0.23	0.23	0.24	0.24	0.24	0.26
Other Operating Expenses	2.97	2.45	2.41	1.87	1.66	0.93
Total Operating Expenses	8.42	6.75	5.86	5.02	5.79	7.88
Operating Income	129.16	138.52	155.79	104.37	81.19	61.97
Earnings From Equity Investments	232.09	219.16	124.92	101.49	109.33	96.12
EBT Excluding Unusual Items	361.25	357.68	280.71	205.86	191.18	158.1
Pretax Income	362.33	358.76	281.36	206.65	191.18	158.1
Income Tax Expense	33.59	35.53	39.37	26.68	20.94	15.75
Net Income	328.74	323.22	241.99	179.97	170.24	142.35
Net Income to Common	328.74	323.22	241.99	179.97	170.24	142.35
Net Income Growth	11.63%	33.57%	34.46%	5.71%	19.60%	118.95%
Shares Outstanding (Basic)	13	13	13	15	15	15
Shares Outstanding (Diluted)	13	13	13	15	15	15
Shares Change (YoY)	-11.07%	0.30%	-10.77%	-	0.02%	-0.04%
EPS (Basic)	24.88	24.50	18.40	12.21	11.55	9.66
EPS (Diluted)	24.88	24.50	18.40	12.21	11.55	9.66
EPS Growth	25.51%	33.15%	50.68%	5.71%	19.57%	119.05%
Free Cash Flow	-713.25	11.56	2.77	-14.89	-210.6	4.77
Free Cash Flow Per Share	-53.98	0.88	0.21	-1.01	-14.29	0.32
Operating Margin	93.88%	95.35%	96.38%	95.41%	93.34%	88.72%
Profit Margin	238.95%	222.49%	149.71%	164.52%	195.73%	203.79%
Free Cash Flow Margin	-518.45%	7.95%	1.71%	-13.61%	-242.13%	6.83%
Effective Tax Rate	9.27%	9.90%	13.99%	12.91%	10.95%	9.96%
Revenue as Reported	360.31	354.01	395.24	264.67	209.11	185.06

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.