Sonal Mercantile Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	359.54	352.94	393.16	263.88	208.45	185.05
Total Interest Expense	229.42	207.66	232.94	150.33	120.61	114.62
Net Interest Income	130.12	145.28	160.22	113.55	87.84	70.43
Gain (Loss) on Sale of Investments	-	-	1.43	-	-	-
Revenue Before Loan Losses	130.12	145.28	161.65	113.55	87.84	70.43
Provision for Loan Losses	2.64	-	-	4.16	0.86	0.58
Revenue	127.49	145.28	161.65	109.39	86.98	69.85
Revenue Growth (YoY)	-21.01%	-10.13%	47.77%	25.77%	24.52%	86.00%
Salaries & Employee Benefits	4.78	3.68	2.67	2.51	3.89	6.69
Cost of Services Provided	0.23	0.23	0.24	0.24	0.24	0.26
Other Operating Expenses	6.13	2.45	2.41	1.87	1.66	0.93
Total Operating Expenses	11.45	6.75	5.86	5.02	5.79	7.88
Operating Income	116.04	138.52	155.79	104.37	81.19	61.97
Earnings From Equity Investments	194.42	219.16	124.92	101.49	109.33	96.12
EBT Excluding Unusual Items	310.46	357.68	280.71	205.86	191.18	158.1
Pretax Income	311.54	358.76	281.36	206.65	191.18	158.1
Income Tax Expense	30.79	35.53	39.37	26.68	20.94	15.75
Net Income	280.75	323.22	241.99	179.97	170.24	142.35
Net Income to Common	280.75	323.22	241.99	179.97	170.24	142.35
Net Income Growth	-7.06%	33.57%	34.46%	5.71%	19.60%	118.95%
Shares Outstanding (Basic)	11	13	13	15	15	15
Shares Outstanding (Diluted)	11	13	13	15	15	15
Shares Change (YoY)	-25.49%	0.30%	-10.77%	-	0.02%	-0.04%
EPS (Basic)	25.27	24.50	18.40	12.21	11.55	9.66
EPS (Diluted)	25.26	24.50	18.40	12.21	11.55	9.66
EPS Growth	24.71%	33.15%	50.68%	5.71%	19.57%	119.05%
Free Cash Flow	-	11.56	2.77	-14.89	-210.6	4.77
Free Cash Flow Per Share	-	0.88	0.21	-1.01	-14.29	0.32
Operating Margin	91.02%	95.35%	96.38%	95.41%	93.34%	88.72%
Profit Margin	220.22%	222.49%	149.71%	164.52%	195.73%	203.79%
Free Cash Flow Margin	-	7.95%	1.71%	-13.61%	-242.13%	6.83%
Effective Tax Rate	9.88%	9.90%	13.99%	12.91%	10.95%	9.96%
Revenue as Reported	360.62	354.01	395.24	264.67	209.11	185.06

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.