BOM:539177 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	4,445	4,445	5,501	1,396	376.47	187.86
Total Interest Expense	1,504	513.8	759.6	2,808	281.02	206.67
Net Interest Income	2,941	3,931	4,742	-1,412	95.45	-18.81
Commissions and Fees	750.7	750.7	15.7	11.9	-	-
Gain (Loss) on Sale of Investments	-	-	-	4,696	4,685	1.19
Other Revenue	30,829	39,271	19,640	-1,326	4,012	2,370
Revenue Before Loan Losses	34,521	43,953	24,397	1,971	8,793	2,353
Provision for Loan Losses	1,522	2,650	-19,303	-760.3	-	-
Revenue	32,999	41,303	43,700	2,731	8,793	2,353
Revenue Growth (YoY)	-27.37%	-5.49%	1500.26%	-68.94%	273.71%	-
Salaries & Employee Benefits	725.8	476.8	422.7	145.4	8.04	7
Cost of Services Provided	431.2	253.2	314.4	181.3	0.87	0.33
Other Operating Expenses	-577.2	-331.5	-196.3	164.6	523.09	30
Total Operating Expenses	732.7	460.2	589.3	585.3	532.92	37.34
Operating Income	32,266	40,843	43,111	2,146	8,260	2,316
EBT Excluding Unusual Items	32,602	41,179	42,977	2,144	8,260	2,316
Gain (Loss) on Sale of Investments	-478.3	-478.3	-1,263	111.4	-	-737.24
Impairment of Goodwill	-	-	-	-1,601	-	-
Other Unusual Items	-	-	575.9	42,859	-	-
Pretax Income	32,095	40,672	42,256	43,514	8,259	1,573
Income Tax Expense	-4,249	-1,742	-592.7	473.5	1,572	219.5
Net Income	36,335	42,414	42,848	43,040	6,687	1,353
Net Income to Common	36,335	42,414	42,848	43,040	6,687	1,353
Net Income Growth	-9.52%	-1.01%	-0.45%	543.61%	394.23%	-
Shares Outstanding (Basic)	849	849	849	849	838	582
Shares Outstanding (Diluted)	849	849	849	849	838	582
Shares Change (YoY)	-0.00%	-	-	1.30%	44.02%	0.99%
EPS (Basic)	42.79	49.94	50.46	50.68	7.98	2.32
EPS (Diluted)	42.79	49.94	50.46	50.68	7.98	2.32
EPS Growth	-9.52%	-1.01%	-0.45%	535.43%	243.20%	-
Free Cash Flow	-	2,577	32,422	2,393	2,608	2,173
Free Cash Flow Per Share	-	3.03	38.18	2.82	3.11	3.73
Dividend Per Share	0.100	0.300	-	-	-	-
Operating Margin	97.78%	98.89%	98.65%	78.57%	93.94%	98.41%
Profit Margin	110.11%	102.69%	98.05%	1576.11%	76.05%	57.51%
Free Cash Flow Margin	-	6.24%	74.19%	87.62%	29.66%	92.37%
Effective Tax Rate	-	-	-	1.09%	19.03%	13.96%
Revenue as Reported	37,680	46,122	26,112	5,420	9,073	2,554

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.