Garbi Finvest Limited (BOM:539492)

Garbi Finvest Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	22.73	23.5	43.04	58.2	365.28	23.81
Total Interest Expense	0.03	0.03	-	-	0	0.01
Net Interest Income	22.7	23.47	43.04	58.2	365.28	23.8
Gain (Loss) on Sale of Investments	0.53	-	-	9.16	-	-
Other Revenue	20.54	20.09	-	-	-	-
Revenue Before Loan Losses	43.78	43.56	43.04	67.37	365.28	23.8
Provision for Loan Losses	23.63	19.03	-	-	41.77	-
Revenue	20.15	24.53	43.04	67.37	323.51	23.8
Revenue Growth (YoY)	-55.97%	-43.01%	-36.11%	-79.18%	1259.39%	-16.36%
Salaries & Employee Benefits	4.17	4.02	3.95	5.8	5.42	5.68
Cost of Services Provided	-	-	0.77	0.86	0.37	-
Other Operating Expenses	4.22	3.68	37.89	1.58	5.41	4.03
Total Operating Expenses	8.4	7.72	42.62	8.29	11.25	9.78
Operating Income	11.75	16.81	0.42	59.08	312.26	14.02
EBT Excluding Unusual Items	11.75	16.82	0.42	59.08	312.26	14.02
Pretax Income	11.75	16.82	0.42	59.08	312.26	14.02
Income Tax Expense	-5.07	3	9.41	15.67	15.5	4.02
Net Income	16.82	13.82	-8.98	43.41	296.75	10
Net Income to Common	16.82	13.82	-8.98	43.41	296.75	10
Net Income Growth	-	-	-	-85.37%	2868.42%	-14.21%
Shares Outstanding (Basic)	12	12	12	12	12	12
Shares Outstanding (Diluted)	12	12	12	12	12	12
Shares Change (YoY)	0.44%	-0.16%	-0.01%	0.01%	-	-
EPS (Basic)	1.43	1.18	-0.77	3.70	25.30	0.85
EPS (Diluted)	1.43	1.18	-0.77	3.70	25.30	0.85
EPS Growth	-	-	-	-85.37%	2876.14%	-14.14%
Free Cash Flow	-	46.36	-30.78	74.87	332.26	-229
Free Cash Flow Per Share	-	3.96	-2.62	6.38	28.32	-19.52
Operating Margin	58.33%	68.55%	0.98%	87.70%	96.52%	58.89%
Profit Margin	83.48%	56.34%	-20.87%	64.44%	91.73%	42.01%
Free Cash Flow Margin	-	189.00%	-71.52%	111.14%	102.70%	-962.26%
Effective Tax Rate	-	17.81%	2223.88%	26.52%	4.96%	28.67%
Revenue as Reported	43.81	43.59	43.04	67.64	365.28	23.81

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.