Garbi Finvest Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	30.41	42.54	43.04	58.2	365.28	23.81
Total Interest Expense	0.03	0.03	-	-	0	0.01
Net Interest Income	30.38	42.51	43.04	58.2	365.28	23.8
Gain (Loss) on Sale of Investments	0.53	-	-	9.16	-	-
Other Revenue	0	0	-	-	-	-
Revenue Before Loan Losses	30.91	42.51	43.04	67.37	365.28	23.8
Provision for Loan Losses	10.3	-	-	-	41.77	-
Revenue	20.61	42.51	43.04	67.37	323.51	23.8
Revenue Growth (YoY)	-55.25%	-1.24%	-36.11%	-79.18%	1259.39%	-16.36%
Salaries & Employee Benefits	3.4	4.02	3.95	5.8	5.42	5.68
Cost of Services Provided	0.95	0.95	0.77	0.86	0.37	-
Other Operating Expenses	16.11	20.71	6.13	1.58	5.41	4.03
Total Operating Expenses	20.47	25.69	10.86	8.29	11.25	9.78
Operating Income	0.14	16.81	32.18	59.08	312.26	14.02
EBT Excluding Unusual Items	0.14	16.82	32.18	59.08	312.26	14.02
Gain (Loss) on Sale of Investments	-	-	-31.76	-	-	-
Pretax Income	0.14	16.82	0.42	59.08	312.26	14.02
Income Tax Expense	-19.04	3	9.41	15.67	15.5	4.02
Net Income	19.18	13.82	-8.98	43.41	296.75	10
Net Income to Common	19.18	13.82	-8.98	43.41	296.75	10
Net Income Growth	-	-	-	-85.37%	2868.42%	-14.21%
Shares Outstanding (Basic)	12	12	12	12	12	12
Shares Outstanding (Diluted)	12	12	12	12	12	12
Shares Change (YoY)	-	-	-0.01%	0.01%	-	-
EPS (Basic)	1.64	1.18	-0.77	3.70	25.30	0.85
EPS (Diluted)	1.64	1.18	-0.77	3.70	25.30	0.85
EPS Growth	-	-	-	-85.37%	2876.14%	-14.14%
Free Cash Flow	64.13	46.36	-25.91	74.87	332.26	-229
Free Cash Flow Per Share	5.47	3.95	-2.21	6.38	28.32	-19.52
Operating Margin	0.67%	39.56%	74.77%	87.70%	96.52%	58.89%
Profit Margin	93.06%	32.51%	-20.87%	64.44%	91.73%	42.01%
Free Cash Flow Margin	311.16%	109.06%	-60.20%	111.14%	102.70%	-962.26%
Effective Tax Rate	-	17.82%	2218.63%	26.52%	4.96%	28.67%
Revenue as Reported	36.53	43.59	43.04	67.64	365.28	23.81

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.