Garbi Finvest Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	37.52	42.54	43.04	58.2	365.28	23.81
Total Interest Expense	0.03	0.03	-	-	0	0.01
Net Interest Income	37.48	42.51	43.04	58.2	365.28	23.8
Gain (Loss) on Sale of Investments	-0.86	-	-	9.16	-	-
Other Revenue	-6.7	0	-	-	-	-
Revenue Before Loan Losses	29.93	42.51	43.04	67.37	365.28	23.8
Provision for Loan Losses	17.8	-	-	-	41.77	-
Revenue	12.13	42.51	43.04	67.37	323.51	23.8
Revenue Growth (YoY)	-81.03%	-1.24%	-36.11%	-79.18%	1259.39%	-16.36%
Salaries & Employee Benefits	3.5	4.02	3.95	5.8	5.42	5.68
Cost of Services Provided	0.95	0.95	0.77	0.86	0.37	-
Other Operating Expenses	15.09	20.71	6.13	1.58	5.41	4.03
Total Operating Expenses	19.55	25.69	10.86	8.29	11.25	9.78
Operating Income	-7.42	16.81	32.18	59.08	312.26	14.02
EBT Excluding Unusual Items	-7.42	16.82	32.18	59.08	312.26	14.02
Gain (Loss) on Sale of Investments	-	-	-31.76	-	-	-
Pretax Income	-7.42	16.82	0.42	59.08	312.26	14.02
Income Tax Expense	-15.28	3	9.41	15.67	15.5	4.02
Net Income	7.86	13.82	-8.98	43.41	296.75	10
Net Income to Common	7.86	13.82	-8.98	43.41	296.75	10
Net Income Growth	-	-	-	-85.37%	2868.42%	-14.21%
Shares Outstanding (Basic)	12	12	12	12	12	12
Shares Outstanding (Diluted)	12	12	12	12	12	12
Shares Change (YoY)	-0.57%	-	-0.01%	0.01%	-	-
EPS (Basic)	0.67	1.18	-0.77	3.70	25.30	0.85
EPS (Diluted)	0.67	1.18	-0.77	3.70	25.30	0.85
EPS Growth	-	-	-	-85.37%	2876.14%	-14.14%
Free Cash Flow	-	46.36	-25.91	74.87	332.26	-229
Free Cash Flow Per Share	-	3.95	-2.21	6.38	28.32	-19.52
Operating Margin	-61.14%	39.56%	74.77%	87.70%	96.52%	58.89%
Profit Margin	64.83%	32.51%	-20.87%	64.44%	91.73%	42.01%
Free Cash Flow Margin	-	109.06%	-60.20%	111.14%	102.70%	-962.26%
Effective Tax Rate	-	17.82%	2218.63%	26.52%	4.96%	28.67%
Revenue as Reported	31.01	43.59	43.04	67.64	365.28	23.81

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.