Smart Finsec Limited (BOM:539494)
India · Delayed Price · Currency is INR 8.06
-0.23 (-2.77%)
At close: Jan 19, 2026
Smart Finsec Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest and Dividend Income | 8.2 | 7.84 | 6.21 | 1.82 | 3.09 | 5.22 | Upgrade |
Total Interest Expense | -0.03 | - | 0.01 | 0.02 | 0.04 | 0.96 | Upgrade |
Net Interest Income | 8.22 | 7.84 | 6.2 | 1.8 | 3.05 | 4.26 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | 0.02 | -0.25 | 0.1 | 2.42 | Upgrade |
Other Revenue | 11.58 | 15.84 | 244.49 | 305.97 | 505.01 | 224.56 | Upgrade |
Revenue Before Loan Losses | 19.8 | 23.68 | 250.7 | 307.52 | 508.16 | 231.24 | Upgrade |
| 19.8 | 23.68 | 250.7 | 307.52 | 508.16 | 231.24 | Upgrade | |
Revenue Growth (YoY) | -85.24% | -90.56% | -18.48% | -39.48% | 119.75% | 142.91% | Upgrade |
Salaries & Employee Benefits | 4.6 | 4.32 | 2.7 | 1.13 | 1.07 | 0.92 | Upgrade |
Cost of Services Provided | 0.5 | 2.13 | 215.49 | 285.8 | 459.72 | 224.74 | Upgrade |
Other Operating Expenses | 1.53 | 1.53 | 1.09 | 0.85 | 1.18 | 0.59 | Upgrade |
Total Operating Expenses | 7.08 | 8.53 | 219.83 | 288.33 | 462.51 | 226.8 | Upgrade |
Operating Income | 12.72 | 15.15 | 30.88 | 19.19 | 45.65 | 4.44 | Upgrade |
EBT Excluding Unusual Items | 12.58 | 15.01 | 30.88 | 19.19 | 45.64 | 4.44 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | - | - | -0.15 | - | Upgrade |
Pretax Income | 12.58 | 15.01 | 30.88 | 19.19 | 45.5 | 4.44 | Upgrade |
Income Tax Expense | 2.63 | 3.27 | 7.22 | 5.07 | 10.91 | -0.04 | Upgrade |
Net Income | 9.95 | 11.74 | 23.65 | 14.13 | 34.58 | 4.47 | Upgrade |
Net Income to Common | 9.95 | 11.74 | 23.65 | 14.13 | 34.58 | 4.47 | Upgrade |
Net Income Growth | -36.48% | -50.37% | 67.45% | -59.16% | 672.88% | 31.45% | Upgrade |
Shares Outstanding (Basic) | 30 | 30 | 30 | 30 | 30 | 30 | Upgrade |
Shares Outstanding (Diluted) | 30 | 30 | 30 | 30 | 30 | 30 | Upgrade |
Shares Change (YoY) | -0.36% | - | - | - | - | - | Upgrade |
EPS (Basic) | 0.33 | 0.39 | 0.79 | 0.47 | 1.15 | 0.15 | Upgrade |
EPS (Diluted) | 0.33 | 0.39 | 0.79 | 0.47 | 1.15 | 0.15 | Upgrade |
EPS Growth | -36.50% | -50.53% | 67.75% | -59.13% | 671.01% | 32.00% | Upgrade |
Free Cash Flow | 10.14 | 26.7 | 26.5 | -5.05 | 46.75 | -48.66 | Upgrade |
Free Cash Flow Per Share | 0.34 | 0.89 | 0.88 | -0.17 | 1.56 | -1.62 | Upgrade |
Operating Margin | 64.26% | 63.98% | 12.31% | 6.24% | 8.98% | 1.92% | Upgrade |
Profit Margin | 50.25% | 49.58% | 9.44% | 4.59% | 6.81% | 1.93% | Upgrade |
Free Cash Flow Margin | 51.19% | 112.78% | 10.57% | -1.64% | 9.20% | -21.04% | Upgrade |
Effective Tax Rate | 20.92% | 21.78% | 23.39% | 26.40% | 23.98% | - | Upgrade |
Revenue as Reported | 19.78 | 23.68 | 250.71 | 307.54 | 508.2 | 232.2 | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.