Smart Finsec Limited (BOM:539494)

Smart Finsec Statistics

Total Valuation

Smart Finsec has a market cap or net worth of INR 242.70 million.

Market Cap	242.70M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Smart Finsec has 30.00 million shares outstanding. The number of shares has decreased by -0.36% in one year.

Current Share Class	30.00M
Shares Outstanding	30.00M
Shares Change (YoY)	-0.36%
Shares Change (QoQ)	-6.08%
Owned by Insiders (%)	74.99%
Owned by Institutions (%)	n/a
Float	7.50M

Valuation Ratios

The trailing PE ratio is 24.57.

PE Ratio	24.57
Forward PE	n/a
PS Ratio	12.26
PB Ratio	1.50
P/TBV Ratio	1.50
P/FCF Ratio	n/a
P/OCF Ratio	23.94
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 135.04, with a Debt / Equity ratio of 0.03.

Current Ratio	135.04
Quick Ratio	38.26
Debt / Equity	0.03
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.35% and return on invested capital (ROIC) is 6.15%.

Return on Equity (ROE)	6.35%
Return on Assets (ROA)	6.21%
Return on Invested Capital (ROIC)	6.15%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.96M
Profits Per Employee	1.99M
Employee Count	5
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, Smart Finsec has paid 2.63 million in taxes.

Income Tax	2.63M
Effective Tax Rate	20.92%

Stock Price Statistics

The stock price has decreased by -43.52% in the last 52 weeks. The beta is 0.37, so Smart Finsec's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	-43.52%
50-Day Moving Average	8.87
200-Day Moving Average	11.83
Relative Strength Index (RSI)	35.81
Average Volume (20 Days)	20,770

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Smart Finsec had revenue of INR 19.80 million and earned 9.95 million in profits. Earnings per share was 0.33.

Revenue	19.80M
Gross Profit	19.53M
Operating Income	12.72M
Pretax Income	12.58M
Net Income	9.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.33

Balance Sheet

The company has 36.93 million in cash and 4.22 million in debt, with a net cash position of 32.71 million or 1.09 per share.

Cash & Cash Equivalents	36.93M
Total Debt	4.22M
Net Cash	32.71M
Net Cash Per Share	1.09
Equity (Book Value)	161.73M
Book Value Per Share	5.49
Working Capital	132.83M

Cash Flow

Operating Cash Flow	10.14M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 98.63%, with operating and profit margins of 64.26% and 50.25%.

Gross Margin	98.63%
Operating Margin	64.26%
Pretax Margin	63.54%
Profit Margin	50.25%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Smart Finsec does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.36%
Shareholder Yield	0.36%
Earnings Yield	4.10%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 30, 2021. It was a forward split with a ratio of 10.

Last Split Date	Aug 30, 2021
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	4