Smart Finsec Limited (BOM:539494)

Smart Finsec Statistics

Total Valuation

Smart Finsec has a market cap or net worth of INR 390.00 million.

Market Cap	390.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	n/a

Share Statistics

Smart Finsec has 30.00 million shares outstanding. The number of shares has increased by 0.33% in one year.

Current Share Class	30.00M
Shares Outstanding	30.00M
Shares Change (YoY)	+0.33%
Shares Change (QoQ)	-3.80%
Owned by Insiders (%)	79.26%
Owned by Institutions (%)	n/a
Float	6.22M

Valuation Ratios

The trailing PE ratio is 33.33.

PE Ratio	33.33
Forward PE	n/a
PS Ratio	16.57
PB Ratio	2.49
P/TBV Ratio	2.49
P/FCF Ratio	n/a
P/OCF Ratio	14.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 145.04

Current Ratio	145.04
Quick Ratio	39.78
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.78%.

Return on Equity (ROE)	7.78%
Return on Assets (ROA)	7.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.71M
Profits Per Employee	2.35M
Employee Count	5
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, Smart Finsec has paid 3.27 million in taxes.

Income Tax	3.27M
Effective Tax Rate	21.78%

Stock Price Statistics

The stock price has decreased by -7.82% in the last 52 weeks. The beta is 0.36, so Smart Finsec's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	-7.82%
50-Day Moving Average	13.54
200-Day Moving Average	14.18
Relative Strength Index (RSI)	41.17
Average Volume (20 Days)	20,894

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Smart Finsec had revenue of INR 23.54 million and earned 11.74 million in profits. Earnings per share was 0.39.

Revenue	23.54M
Gross Profit	21.61M
Operating Income	15.01M
Pretax Income	15.01M
Net Income	11.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.39

Balance Sheet

The company has 34.24 million in cash and n/a in debt, giving a net cash position of 34.24 million or 1.14 per share.

Cash & Cash Equivalents	34.24M
Total Debt	n/a
Net Cash	34.24M
Net Cash Per Share	1.14
Equity (Book Value)	156.84M
Book Value Per Share	5.38
Working Capital	124.45M

Cash Flow

Operating Cash Flow	26.70M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 91.81%, with operating and profit margins of 63.77% and 49.88%.

Gross Margin	91.81%
Operating Margin	63.77%
Pretax Margin	63.77%
Profit Margin	49.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Smart Finsec does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.33%
Shareholder Yield	n/a
Earnings Yield	3.01%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 30, 2021. It was a forward split with a ratio of 10.

Last Split Date	Aug 30, 2021
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	4