Unifinz Capital India Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	4,047	1,212	298.32	91.5	4.99	2.19
Total Interest Expense	250.21	66.52	38.98	13.17	0.02	-
Net Interest Income	3,797	1,146	259.34	78.33	4.97	2.19
Gain (Loss) on Sale of Investments	2.04	1.24	-0.3	-	15.99	8.25
Other Revenue	1.05	0.29	0.18	0.05	1.84	-
Revenue Before Loan Losses	3,800	1,147	259.22	78.38	22.8	10.44
Provision for Loan Losses	1,374	292.46	73.51	12.61	2.19	0.02
Revenue	2,426	854.84	185.71	65.77	20.61	10.43
Revenue Growth (YoY)	329.93%	360.31%	182.36%	219.16%	97.67%	-25.05%
Salaries & Employee Benefits	235.58	134.34	57.48	42.25	4.33	0.92
Cost of Services Provided	385.61	353.68	97.41	14.85	1.23	0.06
Other Operating Expenses	771.52	91.98	40.39	11.46	2.54	4.07
Total Operating Expenses	1,404	594.42	202.89	74.15	8.25	5.05
Operating Income	1,022	260.43	-17.18	-8.38	12.36	5.38
Currency Exchange Gain (Loss)	-0.36	-0.36	-0.28	-	-	-
EBT Excluding Unusual Items	1,022	260.06	-17.39	-8.38	12.36	5.39
Other Unusual Items	6.28	6.28	-	-	-	-
Pretax Income	1,028	266.35	-17.39	-8.4	12.36	5.39
Income Tax Expense	275.14	65.79	-6.01	-2.9	1.81	0.54
Net Income	753.02	200.56	-11.38	-5.5	10.55	4.86
Net Income to Common	753.02	200.56	-11.38	-5.5	10.55	4.86
Net Income Growth	505.53%	-	-	-	117.15%	-
Shares Outstanding (Basic)	24	21	16	16	16	16
Shares Outstanding (Diluted)	24	21	16	16	16	16
Shares Change (YoY)	6.95%	31.69%	-	-	0.19%	-30.01%
EPS (Basic)	31.04	9.70	-0.72	-0.35	0.67	0.31
EPS (Diluted)	31.04	9.70	-0.72	-0.35	0.67	0.31
EPS Growth	466.12%	-	-	-	116.72%	-
Free Cash Flow	-	-309.9	-162.19	-48.22	-5.02	-7.09
Free Cash Flow Per Share	-	-14.99	-10.33	-3.07	-0.32	-0.45
Dividend Per Share	-	0.100	-	-	-	-
Operating Margin	42.13%	30.46%	-9.25%	-12.74%	59.96%	51.57%
Profit Margin	31.04%	23.46%	-6.13%	-8.37%	51.19%	46.59%
Free Cash Flow Margin	-	-36.25%	-87.34%	-73.32%	-24.35%	-68.04%
Effective Tax Rate	26.76%	24.70%	-	-	14.63%	9.93%
Revenue as Reported	4,057	1,220	298.27	91.55	22.82	10.46

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.