CreditAccess Grameen Limited (BOM:541770)

CreditAccess Grameen Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	12,715	11,073	13,414	15,806	23,601
Long-Term Investments	6,364	6,405	-	-	-
Trading Asset Securities	3,577	8,597	4,862	5.4	5.4
Loans & Lease Receivables	242,874	251,188	190,578	147,805	117,285
Other Receivables	432.6	1,204	1,440	1,171	1,373
Property, Plant & Equipment	1,307	1,214	968.3	1,066	916.5
Goodwill	3,757	3,757	3,757	3,757	3,176
Other Intangible Assets	1,007	1,166	1,305	1,497	1,642
Restricted Cash	1,683	2,066	-	-	-
Other Current Assets	755.8	671.2	1,449	2,159	1,563
Long-Term Deferred Tax Assets	3,553	1,369	809.3	1,554	1,041
Total Assets	278,025	288,708	218,581	174,820	150,602
Accounts Payable	320.6	365.2	440.5	347.8	426.5
Accrued Expenses	631.8	571.8	451.6	362.7	293.4
Short-Term Debt	325	246.7	-	16.6	-
Current Portion of Long-Term Debt	104,605	98,705	79,596	71,183	62,142
Current Portion of Leases	244.8	184.9	117.1	112.9	87.2
Long-Term Debt	99,852	119,705	83,527	58,024	47,271
Long-Term Leases	832.2	878.1	668	737.1	666.2
Current Income Taxes Payable	179.7	-	5.6	14.6	9.9
Other Current Liabilities	1,227	2,200	2,597	2,266	1,663
Pension & Post-Retirement Benefits	184.7	151.4	105.7	85	75.6
Other Long-Term Liabilities	61.5	-	3	1.3	3.3
Total Liabilities	208,465	223,009	167,511	133,150	112,639
Common Stock	1,597	1,594	1,589	1,559	1,556
Additional Paid-In Capital	25,209	24,981	24,786	22,681	22,631
Retained Earnings	42,032	38,360	23,909	15,653	12,183
Comprehensive Income & Other	721.5	764.8	786.1	1,777	545.3
Total Common Equity	69,560	65,700	51,070	41,669	36,916
Minority Interest	-	-	-	-	1,048
Shareholders' Equity	69,560	65,700	51,070	41,669	37,964
Total Liabilities & Equity	278,025	288,708	218,581	174,820	150,602
Total Debt	205,860	219,720	163,908	130,074	110,167
Net Cash (Debt)	-189,568	-200,050	-145,632	-114,263	-86,560
Net Cash Per Share	-1185.86	-1250.84	-913.51	-718.54	-574.99
Filing Date Shares Outstanding	159.72	158.91	158.91	155.87	155.58
Total Common Shares Outstanding	159.72	158.91	158.91	155.87	155.58
Working Capital	154,503	172,524	128,534	92,643	79,205
Book Value Per Share	435.51	413.45	321.38	267.34	237.27
Tangible Book Value	64,796	60,777	46,008	36,415	32,098
Tangible Book Value Per Share	405.69	382.47	289.53	233.63	206.31

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.