Aavas Financiers Limited (BOM: 541988)
India
· Delayed Price · Currency is INR 1,664.65
-16.15 (-0.96%)
At close: Dec 20, 2024
Aavas Financiers Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 18,667 | 17,350 | 13,886 | 11,289 | 9,766 | 7,867 | Upgrade
|
| Total Interest Expense | 9,222 | 8,284 | 5,910 | 4,775 | 4,582 | 3,561 | Upgrade
|
| Net Interest Income | 9,446 | 9,067 | 7,976 | 6,514 | 5,183 | 4,306 | Upgrade
|
| Commissions and Fees | 995.07 | 867.17 | 586.76 | 462.32 | 365.54 | 332.76 | Upgrade
|
| Other Revenue | 2,129 | 1,986 | 1,630 | 1,305 | 922.96 | 833.93 | Upgrade
|
| Revenue Before Loan Losses | 12,569 | 11,920 | 10,193 | 8,281 | 6,472 | 5,473 | Upgrade
|
| Provision for Loan Losses | 248.44 | 236.25 | 124.22 | 226.05 | 371.39 | 153.38 | Upgrade
|
| Revenue | 12,321 | 11,684 | 10,069 | 8,055 | 6,100 | 5,319 | Upgrade
|
| Revenue Growth (YoY) | 12.00% | 16.04% | 24.99% | 32.04% | 14.68% | 16.71% | Upgrade
|
| Salaries & Employee Benefits | 3,541 | 3,559 | 3,016 | 2,343 | 1,731 | 1,474 | Upgrade
|
| Cost of Services Provided | 197.11 | 211.14 | 200.05 | 158.25 | 102.92 | 150.41 | Upgrade
|
| Other Operating Expenses | 1,442 | 1,336 | 1,084 | 789.76 | 536.31 | 479.89 | Upgrade
|
| Total Operating Expenses | 5,533 | 5,433 | 4,587 | 3,528 | 2,576 | 2,300 | Upgrade
|
| Operating Income | 6,788 | 6,251 | 5,481 | 4,527 | 3,525 | 3,019 | Upgrade
|
| EBT Excluding Unusual Items | 6,788 | 6,251 | 5,481 | 4,527 | 3,525 | 3,019 | Upgrade
|
| Pretax Income | 6,791 | 6,254 | 5,484 | 4,527 | 3,526 | 3,019 | Upgrade
|
| Income Tax Expense | 1,459 | 1,347 | 1,188 | 975.09 | 636.34 | 528.95 | Upgrade
|
| Net Income | 5,333 | 4,907 | 4,296 | 3,552 | 2,889 | 2,490 | Upgrade
|
| Net Income to Common | 5,333 | 4,907 | 4,296 | 3,552 | 2,889 | 2,490 | Upgrade
|
| Net Income Growth | 14.57% | 14.21% | 20.96% | 22.93% | 16.01% | 41.48% | Upgrade
|
| Shares Outstanding (Basic) | 79 | 79 | 79 | 79 | 78 | 78 | Upgrade
|
| Shares Outstanding (Diluted) | 79 | 79 | 79 | 79 | 79 | 79 | Upgrade
|
| Shares Change (YoY) | 0.15% | 0.06% | -0.10% | 0.24% | -0.07% | 3.82% | Upgrade
|
| EPS (Basic) | 67.39 | 62.03 | 54.38 | 45.10 | 36.87 | 31.85 | Upgrade
|
| EPS (Diluted) | 67.27 | 61.93 | 54.26 | 44.81 | 36.54 | 31.48 | Upgrade
|
| EPS Growth | 14.40% | 14.14% | 21.09% | 22.63% | 16.07% | 36.28% | Upgrade
|
| Free Cash Flow | -17,972 | -20,193 | -19,631 | -11,507 | -10,795 | -11,918 | Upgrade
|
| Free Cash Flow Per Share | -226.71 | -254.88 | -247.93 | -145.19 | -136.53 | -150.63 | Upgrade
|
| Operating Margin | 55.09% | 53.50% | 54.44% | 56.20% | 57.78% | 56.76% | Upgrade
|
| Profit Margin | 43.28% | 42.00% | 42.67% | 44.09% | 47.36% | 46.82% | Upgrade
|
| Free Cash Flow Margin | -145.86% | -172.83% | -194.97% | -142.85% | -176.95% | -224.05% | Upgrade
|
| Effective Tax Rate | 21.48% | 21.54% | 21.66% | 21.54% | 18.05% | 17.52% | Upgrade
|
| Revenue as Reported | 21,794 | 20,207 | 16,106 | 13,056 | 11,055 | 9,033 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.