BOM:543243 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	66,019	63,117	54,864	41,619	34,597	31,944
Total Interest Expense	33,614	30,601	24,066	16,172	14,211	13,965
Net Interest Income	32,405	32,516	30,798	25,447	20,385	17,980
Gain (Loss) on Sale of Investments	1,447	1,447	1,043	213.65	426.36	447.04
Other Revenue	8,904	7,663	6,941	6,483	4,952	3,733
Revenue Before Loan Losses	42,756	41,626	38,782	32,144	25,764	22,160
Revenue	42,756	41,626	38,782	32,144	25,764	22,160
Revenue Growth (YoY)	3.42%	7.34%	20.65%	24.76%	16.27%	24.64%
Salaries & Employee Benefits	18,684	16,210	13,688	10,967	8,982	7,914
Cost of Services Provided	8,323	8,323	7,714	6,049	4,832	3,360
Other Operating Expenses	2,274	2,014	1,869	2,139	1,390	728.67
Total Operating Expenses	30,762	28,028	24,616	20,000	15,957	12,768
Operating Income	11,993	13,598	14,166	12,143	9,807	9,392
EBT Excluding Unusual Items	-1,492	1,466	7,987	5,736	2,810	2,846
Other Unusual Items	-	-	-	-	-	996.3
Pretax Income	-1,487	1,470	7,990	5,736	2,807	3,842
Income Tax Expense	-812.35	-	-	-	-	-
Net Income	-674.93	1,470	7,990	5,736	2,807	3,842
Net Income to Common	-674.93	1,470	7,990	5,736	2,807	3,842
Net Income Growth	-	-81.59%	39.29%	104.32%	-26.93%	57.70%
Shares Outstanding (Basic)	1,139	1,138	1,123	1,218	1,155	1,090
Shares Outstanding (Diluted)	1,139	1,143	1,141	1,229	1,171	1,101
Shares Change (YoY)	-0.40%	0.24%	-7.22%	5.01%	6.29%	7.93%
EPS (Basic)	-0.59	1.29	7.12	4.71	2.43	3.53
EPS (Diluted)	-0.59	1.29	7.01	4.67	2.40	3.49
EPS Growth	-	-81.60%	50.11%	94.58%	-31.23%	46.18%
Free Cash Flow	-	16,921	34,700	-12,633	667.13	19,940
Free Cash Flow Per Share	-	14.80	30.42	-10.28	0.57	18.10
Dividend Per Share	-	-	1.000	1.000	-	-
Operating Margin	28.05%	32.67%	36.53%	37.78%	38.06%	42.38%
Profit Margin	-1.58%	3.53%	20.60%	17.84%	10.90%	17.34%
Free Cash Flow Margin	-	40.65%	89.48%	-39.30%	2.59%	89.98%
Revenue as Reported	76,374	72,232	62,851	48,315	39,972	36,125

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.