BOM:543259 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	15,952	13,540	10,277	7,222	5,117	4,301
Total Interest Expense	7,873	7,153	4,999	3,043	2,157	2,174
Net Interest Income	8,079	6,388	5,278	4,179	2,960	2,127
Commissions and Fees	779.95	452.99	99.33	104.08	13.18	16.74
Gain (Loss) on Sale of Investments	400.77	400.77	324.74	178.81	136.72	120
Other Revenue	1,089	862.54	627.64	380.37	678.34	439.35
Revenue Before Loan Losses	10,349	8,104	6,330	4,843	3,789	2,703
Provision for Loan Losses	484.36	284.12	253.16	211.99	240.64	314.68
Revenue	9,865	7,820	6,077	4,631	3,548	2,389
Revenue Growth (YoY)	35.23%	28.68%	31.23%	30.52%	48.53%	5.53%
Salaries & Employee Benefits	2,356	1,944	1,483	1,070	807.7	661.26
Cost of Services Provided	61.16	61.16	58.17	36.99	18.03	12.84
Other Operating Expenses	821.56	732.35	608.16	523.53	374.72	291.41
Total Operating Expenses	3,420	2,893	2,267	1,721	1,276	1,042
Operating Income	6,445	4,927	3,810	2,909	2,272	1,347
Pretax Income	6,505	5,016	4,000	2,952	2,263	1,340
Income Tax Expense	1,548	1,195	942.43	669.28	401.97	339.01
Net Income	4,956	3,821	3,057	2,283	1,861	1,001
Net Income to Common	4,956	3,821	3,057	2,283	1,861	1,001
Net Income Growth	37.35%	24.97%	33.91%	22.67%	85.83%	25.88%
Shares Outstanding (Basic)	100	89	88	88	88	81
Shares Outstanding (Diluted)	101	91	91	91	91	82
Shares Change (YoY)	11.09%	0.04%	0.22%	-0.01%	10.16%	9.28%
EPS (Basic)	49.74	42.83	34.65	26.01	21.26	12.37
EPS (Diluted)	49.10	42.07	33.67	25.20	20.54	12.18
EPS Growth	23.66%	24.95%	33.61%	22.69%	68.64%	15.23%
Free Cash Flow	-	-22,103	-19,157	-14,757	-8,106	-2,256
Free Cash Flow Per Share	-	-243.36	-211.01	-162.91	-89.47	-27.43
Dividend Per Share	-	3.700	3.400	2.600	-	-
Dividend Growth	-	8.82%	30.77%	-	-	-
Operating Margin	65.33%	63.01%	62.69%	62.83%	64.04%	56.39%
Profit Margin	50.24%	48.86%	50.31%	49.30%	52.45%	41.93%
Free Cash Flow Margin	-	-282.65%	-315.24%	-318.68%	-228.46%	-94.44%
Effective Tax Rate	23.80%	23.83%	23.56%	22.67%	17.76%	25.29%
Revenue as Reported	18,342	15,392	11,565	7,956	5,957	4,892

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.