Five-Star Business Finance Limited (BOM:543663)
652.85
+10.70 (1.67%)
At close: Oct 31, 2025
BOM:543663 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest and Dividend Income | 29,837 | 27,663 | 21,166 | 14,988 | 12,038 | 10,149 | Upgrade |
Total Interest Expense | 7,130 | 6,670 | 4,678 | 2,658 | 2,996 | 3,252 | Upgrade |
Net Interest Income | 22,708 | 20,993 | 16,488 | 12,330 | 9,042 | 6,897 | Upgrade |
Commissions and Fees | 398.01 | 321.65 | 219.18 | 137.59 | 293.96 | 216.76 | Upgrade |
Gain (Loss) on Sale of Investments | 493.97 | 493.97 | 443.44 | 83.06 | 209.02 | 131.9 | Upgrade |
Other Revenue | -71.85 | - | - | - | - | - | Upgrade |
Revenue Before Loan Losses | 23,528 | 21,808 | 17,150 | 12,551 | 9,545 | 7,246 | Upgrade |
Provision for Loan Losses | 1,475 | 889.65 | 553.64 | 201.47 | 455.18 | 351.76 | Upgrade |
| 22,053 | 20,919 | 16,597 | 12,349 | 9,089 | 6,894 | Upgrade | |
Revenue Growth (YoY) | 16.38% | 26.04% | 34.39% | 35.86% | 31.85% | 32.46% | Upgrade |
Salaries & Employee Benefits | 5,731 | 5,211 | 4,286 | 3,464 | 2,361 | 1,637 | Upgrade |
Cost of Services Provided | 112.73 | 112.73 | 84.02 | 58.1 | 40.86 | 57.07 | Upgrade |
Other Operating Expenses | 1,358 | 1,166 | 944.16 | 686.92 | 543.8 | 336.15 | Upgrade |
Total Operating Expenses | 7,549 | 6,794 | 5,560 | 4,382 | 3,068 | 2,144 | Upgrade |
Operating Income | 14,504 | 14,125 | 11,037 | 7,967 | 6,021 | 4,750 | Upgrade |
EBT Excluding Unusual Items | 14,620 | 14,195 | 11,064 | 7,974 | 6,024 | 4,756 | Upgrade |
Pretax Income | 14,731 | 14,306 | 11,159 | 8,047 | 6,042 | 4,764 | Upgrade |
Income Tax Expense | 3,676 | 3,581 | 2,800 | 2,012 | 1,507 | 1,174 | Upgrade |
Net Income | 11,054 | 10,725 | 8,359 | 6,035 | 4,535 | 3,590 | Upgrade |
Net Income to Common | 11,054 | 10,725 | 8,359 | 6,035 | 4,535 | 3,590 | Upgrade |
Net Income Growth | 13.69% | 28.30% | 38.51% | 33.06% | 26.34% | 37.05% | Upgrade |
Shares Outstanding (Basic) | 294 | 293 | 292 | 291 | 282 | 256 | Upgrade |
Shares Outstanding (Diluted) | 294 | 294 | 294 | 294 | 285 | 264 | Upgrade |
Shares Change (YoY) | -0.28% | -0.20% | -0.03% | 3.35% | 7.99% | 1.43% | Upgrade |
EPS (Basic) | 37.61 | 36.61 | 28.64 | 20.71 | 16.09 | 14.01 | Upgrade |
EPS (Diluted) | 37.61 | 36.50 | 28.39 | 20.49 | 15.92 | 13.61 | Upgrade |
EPS Growth | 14.02% | 28.57% | 38.55% | 28.71% | 16.97% | 35.15% | Upgrade |
Free Cash Flow | -6,561 | -11,277 | -21,447 | -11,349 | -2,858 | -1,605 | Upgrade |
Free Cash Flow Per Share | -22.32 | -38.38 | -72.85 | -38.54 | -10.03 | -6.08 | Upgrade |
Dividend Per Share | - | 2.000 | - | - | - | - | Upgrade |
Operating Margin | 65.77% | 67.52% | 66.50% | 64.51% | 66.24% | 68.90% | Upgrade |
Profit Margin | 50.13% | 51.27% | 50.37% | 48.87% | 49.90% | 52.08% | Upgrade |
Free Cash Flow Margin | -29.75% | -53.91% | -129.22% | -91.90% | -31.44% | -23.28% | Upgrade |
Effective Tax Rate | 24.96% | 25.03% | 25.09% | 25.01% | 24.94% | 24.65% | Upgrade |
Revenue as Reported | 30,885 | 28,660 | 21,951 | 15,289 | 12,562 | 10,513 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.