Jio Financial Services Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	18,041	10,935	11,546	386.1	1,481	2,952
Total Interest Expense	4,547	76.5	102.7	-	-	1,106
Net Interest Income	13,494	10,858	11,443	386.1	1,481	1,846
Commissions and Fees	4,151	1,552	1,517	-	-	-
Gain (Loss) on Sale of Investments	7,943	7,943	5,476	30.2	5.2	-
Other Revenue	101.9	356.3	0.8	-	356.5	-
Revenue Before Loan Losses	25,690	20,709	18,437	416.3	1,843	1,846
Provision for Loan Losses	626.8	403.5	20.5	-100.6	2.5	-
Revenue	25,063	20,305	18,416	516.9	1,840	1,846
Revenue Growth (YoY)	28.56%	10.26%	3462.85%	-71.91%	-0.33%	-16.65%
Salaries & Employee Benefits	3,130	2,149	1,160	-	-	-
Cost of Services Provided	-	-	-	-	70.4	697.9
Other Operating Expenses	5,741	2,394	1,774	55.6	-	-78.4
Total Operating Expenses	9,143	4,768	3,150	55.6	70.4	619.5
Operating Income	15,920	15,537	15,267	461.3	1,770	1,227
Earnings From Equity Investments	3,307	3,928	4,285	-	-	-
EBT Excluding Unusual Items	19,404	19,469	19,559	493.4	1,769	1,303
Gain (Loss) on Sale of Investments	-	-	-	-	-	-122.5
Pretax Income	19,689	19,469	19,559	493.4	1,769	1,181
Income Tax Expense	3,642	3,343	3,513	180.9	88.3	-50
Net Income	16,048	16,126	16,046	312.5	1,680	1,231
Net Income to Common	16,048	16,126	16,046	312.5	1,680	1,231
Net Income Growth	-0.14%	0.50%	5034.56%	-81.40%	36.55%	-46.48%
Shares Outstanding (Basic)	6,468	6,353	6,353	5	5	5
Shares Outstanding (Diluted)	6,468	6,353	6,353	5	5	5
Shares Change (YoY)	1.66%	-0.00%	122826.62%	-	-	-
EPS (Basic)	2.48	2.54	2.53	60.46	325.13	238.10
EPS (Diluted)	2.48	2.54	2.53	60.46	325.13	238.10
EPS Growth	-1.77%	0.50%	-95.82%	-81.40%	36.55%	-46.48%
Free Cash Flow	-	-101,252	-6,784	20,549	1,230	24,341
Free Cash Flow Per Share	-	-15.94	-1.07	3975.93	238.06	4709.68
Dividend Per Share	-	0.500	-	-	-	-
Operating Margin	63.52%	76.52%	82.90%	89.24%	96.17%	66.44%
Profit Margin	64.03%	79.42%	87.13%	60.46%	91.32%	66.66%
Free Cash Flow Margin	-	-498.64%	-36.84%	3975.43%	66.87%	1318.53%
Effective Tax Rate	18.50%	17.17%	17.96%	36.66%	4.99%	-
Revenue as Reported	30,413	20,789	18,547	448.4	1,843	3,108

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.