ESAF Small Finance Bank (BOM:544020)
India
· Delayed Price · Currency is INR 30.78
+0.22 (0.72%)
At close: Apr 22, 2025
ESAF Small Finance Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2017 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2017 - 2019 |
| Interest Income on Loans | 38,945 | 38,184 | 28,536 | 19,399 | 16,412 | 14,132 | Upgrade
|
| Interest Paid on Deposits | 17,643 | 14,487 | 10,173 | 7,928 | 7,196 | 6,211 | Upgrade
|
| Net Interest Income | 22,064 | 23,697 | 18,363 | 11,471 | 9,216 | 7,922 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.14% | 29.05% | 60.08% | 24.47% | 16.34% | 38.17% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.9 | 0.9 | -3.38 | 0.06 | -23.34 | 0.39 | Upgrade
|
| Gain (Loss) on Sale of Investments | 408.17 | 408.17 | -757.53 | 202.08 | 241.84 | 64.02 | Upgrade
|
| Other Non-Interest Income | 4,328 | 4,009 | 3,641 | 1,874 | 1,054 | 1,267 | Upgrade
|
| Total Non-Interest Income | 4,737 | 4,418 | 2,880 | 2,076 | 1,272 | 1,332 | Upgrade
|
| Non-Interest Income Growth (YoY) | 22.74% | 53.42% | 38.73% | 63.13% | -4.46% | 22.02% | Upgrade
|
| Revenues Before Loan Losses | 26,801 | 28,115 | 21,243 | 13,547 | 10,488 | 9,254 | Upgrade
|
| Provision for Loan Losses | 11,447 | 5,923 | 4,877 | 4,180 | 2,756 | 1,343 | Upgrade
|
| Revenue | 15,354 | 22,192 | 16,366 | 9,367 | 7,732 | 7,911 | Upgrade
|
| Revenue Growth (YoY) | -30.70% | 35.60% | 74.71% | 21.14% | -2.25% | 36.25% | Upgrade
|
| Salaries and Employee Benefits | 5,801 | 3,632 | 2,769 | 2,273 | 1,878 | 1,441 | Upgrade
|
| Occupancy Expenses | 1,433 | 1,433 | 1,213 | 945.57 | 721.9 | 583.92 | Upgrade
|
| Selling, General & Administrative | 586.71 | 586.71 | 458.89 | 262.43 | 194.64 | 186.31 | Upgrade
|
| Other Non-Interest Expense | 10,891 | 10,839 | 7,854 | 5,099 | 3,524 | 3,796 | Upgrade
|
| Total Non-Interest Expense | 18,710 | 16,488 | 12,305 | 8,629 | 6,319 | 6,007 | Upgrade
|
| EBT Excluding Unusual Items | -3,356 | 5,704 | 4,060 | 738.5 | 1,414 | 1,904 | Upgrade
|
| Pretax Income | -3,936 | 5,704 | 4,060 | 738.5 | 1,414 | 1,904 | Upgrade
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| Income Tax Expense | -987.5 | 1,449 | 1,037 | 191.18 | 359.78 | - | Upgrade
|
| Net Income | -2,949 | 4,256 | 3,023 | 547.32 | 1,054 | 1,904 | Upgrade
|
| Net Income to Common | -2,949 | 4,256 | 3,023 | 547.32 | 1,054 | 1,904 | Upgrade
|
| Net Income Growth | - | 40.76% | 452.39% | -48.07% | -44.64% | 110.88% | Upgrade
|
| Basic Shares Outstanding | 515 | 475 | 450 | 449 | 428 | 428 | Upgrade
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| Diluted Shares Outstanding | 515 | 476 | 450 | 450 | 428 | 428 | Upgrade
|
| Shares Change (YoY) | 12.03% | 5.68% | 0.04% | 5.21% | 0.00% | 12.30% | Upgrade
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| EPS (Basic) | -5.73 | 8.96 | 6.73 | 1.22 | 2.46 | 4.45 | Upgrade
|
| EPS (Diluted) | -5.73 | 8.94 | 6.71 | 1.22 | 2.46 | 4.45 | Upgrade
|
| EPS Growth | - | 33.23% | 451.04% | -50.50% | -44.72% | 87.77% | Upgrade
|
| Dividend Per Share | - | 0.700 | - | - | - | - | Upgrade
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| Effective Tax Rate | - | 25.39% | 25.54% | 25.89% | 25.45% | - | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.