ESAF Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	-	2,976	2,057	1,813	3,572	3,163
Investment Securities	-	65,735	55,440	48,892	40,709	19,324
Total Investments	-	65,735	55,440	48,892	40,709	19,324
Gross Loans	-	180,279	182,931	139,243	116,370	81,676
Net Loans	-	180,279	182,931	139,243	116,370	81,676
Property, Plant & Equipment	-	3,004	2,076	1,879	1,595	1,385
Accrued Interest Receivable	-	3,268	3,543	2,141	1,092	678.07
Restricted Cash	-	11,033	12,142	5,851	11,540	15,025
Other Current Assets	-	214.89	191.11	117.81	275.71	591.69
Long-Term Deferred Tax Assets	-	2,182	465.73	384.18	650.12	356.3
Other Long-Term Assets	-	3,092	2,023	1,916	1,271	1,188
Total Assets	-	271,783	260,869	202,237	177,076	123,387
Interest Bearing Deposits	-	54,518	41,696	144,019	125,953	88,462
Non-Interest Bearing Deposits	-	178,246	156,982	2,638	2,198	1,532
Total Deposits	-	232,764	198,678	146,656	128,151	89,994
Current Portion of Long-Term Debt	-	7,524	15,198	15,767	11,616	9,008
Accrued Interest Payable	-	104.49	654.86	561.59	407.92	219.11
Other Current Liabilities	-	161.04	73.98	49.67	36.48	26.26
Long-Term Debt	-	6,534	17,027	17,775	17,913	7,933
Other Long-Term Liabilities	-	5,205	4,319	4,277	4,836	2,686
Total Liabilities	-	252,292	235,951	185,087	162,960	109,866
Common Stock	-	5,154	5,148	4,495	4,495	4,495
Additional Paid-In Capital	-	7,791	7,749	4,888	4,888	4,888
Retained Earnings	-	6,368	11,914	7,669	4,648	4,138
Comprehensive Income & Other	-	177.31	107.02	98.81	85.35	-
Shareholders' Equity	17,537	19,490	24,918	17,150	14,116	13,521
Total Liabilities & Equity	-	271,783	260,869	202,237	177,076	123,387
Total Debt	21,128	14,057	32,225	33,542	29,528	16,940
Net Cash (Debt)	-11,614	-5,299	-30,138	-31,722	-25,950	-13,774
Net Cash Per Share	-22.51	-10.29	-63.31	-70.45	-57.65	-32.20
Filing Date Shares Outstanding	508.57	515.43	514.78	448.58	449.36	427.8
Total Common Shares Outstanding	508.57	515.43	514.78	448.58	449.36	427.8
Book Value Per Share	34.07	37.81	48.41	38.23	31.41	31.61
Tangible Book Value	17,537	19,490	24,918	17,150	14,116	13,521
Tangible Book Value Per Share	34.07	37.81	48.41	38.23	31.41	31.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.