ESAF Small Finance Bank (BOM:544020)

ESAF Small Finance Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	-	4,256	3,023	547.32	1,054	1,904
Depreciation & Amortization	-	509.94	417.89	327.74	285.73	231.67
Gain (Loss) on Sale of Assets	-	-0.9	3.38	-0.06	23.34	-0.39
Gain (Loss) on Sale of Investments	-	-343.4	820.23	-121.73	-173.38	-10.45
Provision for Credit Losses	-	6,094	4,877	4,143	2,813	592.27
Change in Other Net Operating Assets	-	-52,297	-33,843	-49,002	-11,648	-18,938
Other Operating Activities	-	-228.88	478.59	56.26	-790.37	-3.51
Operating Cash Flow	-	-42,013	-24,213	-44,001	-8,436	-16,225
Capital Expenditures	-	-714.12	-716.51	-540.14	-495.01	-533.93
Sale of Property, Plant and Equipment	-	8.82	10.72	2.83	1.89	1
Investment in Securities	-	-5,120	-5,026	-9,281	-5,886	-5,815
Investing Cash Flow	-	-5,825	-5,732	-9,818	-6,380	-6,348
Long-Term Debt Issued	-	-	4,014	12,588	4,907	-
Total Debt Issued	-	-	4,014	12,588	4,907	-
Long-Term Debt Repaid	-	-1,317	-	-	-	-4,990
Net Debt Issued (Repaid)	-	-1,317	4,014	12,588	4,907	-4,990
Issuance of Common Stock	-	3,907	-	-	1,626	-
Net Increase (Decrease) in Deposit Accounts	-	52,022	18,506	38,156	19,710	27,114
Other Financing Activities	-	-239.31	-22.96	-	-	-
Financing Cash Flow	-	54,373	22,496	50,745	26,243	22,123
Net Cash Flow	-	6,535	-7,449	-3,075	11,428	-449.48
Free Cash Flow	-	-42,727	-24,929	-44,542	-8,931	-16,759
Free Cash Flow Margin	-	-192.53%	-152.32%	-475.51%	-115.50%	-211.85%
Free Cash Flow Per Share	-	-89.78	-55.36	-98.96	-20.88	-39.17
Cash Income Tax Paid	-	1,603	613.05	169.02	1,093	736.04

Source: S&P Global Market Intelligence. Banks template. Financial Sources.