Laxmi India Finance Limited (BOM:544465)

Laxmi India Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	2,505	2,313	1,648	1,258	952.93	875.03
Total Interest Expense	1,230	1,138	827.76	630.03	497.18	493.65
Net Interest Income	1,275	1,175	820.09	627.93	455.75	381.38
Commissions and Fees	131.52	134.63	44.71	22.94	14.42	10.66
Other Revenue	32.27	32.44	55.93	13.61	14.22	2.01
Revenue Before Loan Losses	1,438	1,342	920.73	664.47	484.39	394.05
Provision for Loan Losses	121.57	118.91	18.75	16.42	4.71	16.06
Revenue	1,317	1,223	901.99	648.05	479.68	377.99
Revenue Growth (YoY)	45.99%	35.58%	39.18%	35.10%	26.90%	20.12%
Salaries & Employee Benefits	572.46	540.27	432.04	319.07	197.84	129.29
Cost of Services Provided	33.12	33.12	25.71	17.79	12.03	8.54
Other Operating Expenses	177.58	157.15	134.28	101.69	63.65	53.52
Total Operating Expenses	803.08	749.55	607.33	449.69	282.35	200.4
Operating Income	513.72	473.38	294.65	198.36	197.33	177.6
EBT Excluding Unusual Items	513.81	473.47	294.65	198.41	197.42	177.6
Other Unusual Items	-	-	-	-	-0.06	-0.09
Pretax Income	514.22	473.55	296.35	198.85	197.76	177.5
Income Tax Expense	122.69	113.51	71.69	44.93	48.92	72.61
Net Income	391.53	360.04	224.66	153.92	148.85	104.9
Net Income to Common	391.53	360.04	224.66	153.92	148.85	104.9
Net Income Growth	74.28%	60.26%	45.96%	3.41%	41.90%	5.45%
Free Cash Flow	-	-3,149	-2,262	-1,855	-199.68	-49.99
Operating Margin	39.01%	38.71%	32.67%	30.61%	41.14%	46.98%
Profit Margin	29.73%	29.44%	24.91%	23.75%	31.03%	27.75%
Free Cash Flow Margin	-	-257.52%	-250.77%	-286.28%	-41.63%	-13.22%
Effective Tax Rate	23.86%	23.97%	24.19%	22.60%	24.73%	40.90%
Revenue as Reported	2,669	2,480	1,750	1,295	982.07	887.76

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.