Tata Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	280,524	257,438	164,027	119,117	90,906	87,284
Total Interest Expense	159,285	150,296	95,682	60,363	45,456	48,770
Net Interest Income	121,240	107,141	68,344	58,754	45,450	38,515
Commissions and Fees	16,462	17,798	10,459	5,696	2,581	1,498
Gain (Loss) on Sale of Investments	2,365	2,365	328.4	8,146	580.2	810.2
Other Revenue	7,265	5,527	6,934	3,330	8,940	10,040
Revenue Before Loan Losses	149,271	132,831	86,066	75,926	57,552	50,863
Provision for Loan Losses	33,105	28,754	5,550	5,736	10,806	-
Revenue	116,166	104,077	80,516	70,190	46,745	50,863
Revenue Growth (YoY)	16.52%	29.26%	14.71%	50.15%	-8.10%	8.66%
Salaries & Employee Benefits	27,427	28,123	18,501	12,942	8,898	6,940
Cost of Services Provided	2,889	2,889	2,247	1,604	903.4	743.5
Other Operating Expenses	21,912	21,045	12,747	15,460	11,885	23,425
Total Operating Expenses	57,204	55,892	36,741	32,266	24,445	34,452
Operating Income	58,962	48,185	43,774	37,923	22,300	16,411
Earnings From Equity Investments	24	-25.8	-115.7	1,467	1,096	-27.2
EBT Excluding Unusual Items	59,636	48,645	43,731	39,474	23,402	16,633
Gain (Loss) on Sale of Investments	432.3	643.9	-100.9	-76.5	-26.4	-525.1
Pretax Income	59,524	49,186	43,920	39,366	23,477	16,150
Income Tax Expense	15,280	12,635	10,651	9,908	5,469	3,703
Earnings From Continuing Ops.	44,245	36,550	33,270	29,458	18,008	12,446
Minority Interest in Earnings	-286.7	96.4	-1,768	834.3	-1,526	-1,188
Net Income	43,958	36,647	31,502	30,292	16,482	11,258
Net Income to Common	43,958	36,647	31,502	30,292	16,482	11,258
Net Income Growth	24.48%	16.33%	4.00%	83.79%	46.40%	280.45%
Shares Outstanding (Basic)	4,044	3,932	3,676	3,589	3,516	3,516
Shares Outstanding (Diluted)	4,044	3,932	3,676	3,589	3,516	3,516
Shares Change (YoY)	7.98%	6.95%	2.44%	2.07%	-	4.20%
EPS (Basic)	10.87	9.32	8.57	8.44	4.69	3.20
EPS (Diluted)	10.87	9.32	8.57	8.44	4.69	3.20
EPS Growth	15.28%	8.77%	1.52%	80.05%	46.48%	264.91%
Free Cash Flow	-	-308,947	-386,965	-233,976	-144,268	30,756
Free Cash Flow Per Share	-	-78.58	-105.25	-65.20	-41.03	8.75
Dividend Per Share	-	0.420	0.210	0.210	0.160	-
Dividend Growth	-	100.00%	-	31.25%	-	-
Operating Margin	50.76%	46.30%	54.37%	54.03%	47.71%	32.27%
Profit Margin	37.84%	35.21%	39.13%	43.16%	35.26%	22.13%
Free Cash Flow Margin	-	-296.84%	-480.61%	-333.35%	-308.63%	60.47%
Effective Tax Rate	25.67%	25.69%	24.25%	25.17%	23.29%	22.93%
Revenue as Reported	309,290	283,699	181,984	136,375	103,114	99,877

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.