The Karur Vysya Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	19,416	16,048	11,061	6,733	3,594
Depreciation & Amortization	1,137	1,003	1,057	1,192	1,241
Gain (Loss) on Sale of Assets	-30.63	-78.31	-10.36	-11.03	-2.23
Gain (Loss) on Sale of Investments	852.79	-1,510	956.86	2,429	2,605
Provision for Credit Losses	5,038	6,205	8,539	6,459	6,591
Change in Other Net Operating Assets	-114,168	-119,677	-98,812	-74,798	-24,871
Other Operating Activities	2,945	2,764	7,849	6,863	2,462
Operating Cash Flow	-84,782	-95,211	-69,344	-51,128	-8,378
Capital Expenditures	-1,716	-980.98	-622.18	-586.07	-765.61
Sale of Property, Plant and Equipment	36.6	78.31	10.36	11.03	2.23
Investment in Securities	-19,828	-12,062	-12,090	-15,363	-13,025
Investing Cash Flow	-21,508	-12,965	-12,702	-15,938	-13,789
Long-Term Debt Repaid	-	-4,870	-	-	-
Net Debt Issued (Repaid)	-	-4,870	-	-	-
Issuance of Common Stock	44.18	83.09	80.81	26.7	-
Common Dividends Paid	-1,925	-1,604	-1,279	-403.71	-6.94
Net Increase (Decrease) in Deposit Accounts	129,653	124,751	81,516	54,083	42,034
Other Financing Activities	-	-550.08	-581.97	-581.97	-581.97
Financing Cash Flow	127,771	117,810	79,735	53,124	41,445
Net Cash Flow	21,482	9,634	-2,310	-13,942	19,278
Free Cash Flow	-86,498	-96,192	-69,966	-51,714	-9,144
Free Cash Flow Margin	-158.19%	-202.98%	-201.70%	-185.67%	-36.27%
Free Cash Flow Per Share	-89.53	-99.73	-72.61	-53.84	-9.53
Cash Interest Paid	-	550.08	581.97	581.97	581.97
Cash Income Tax Paid	5,150	4,550	-2,050	-3,150	1,400

Source: S&P Global Market Intelligence. Banks template. Financial Sources.