Bank of Africa Mali SA (BRVM:BOAM)

Bank of Africa Mali Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	33,306	160	516	32,306	34,767
Interest Income on Investments	-	33,060	32,671	-	-
Total Interest Income	33,306	33,220	33,187	32,306	34,767
Interest Paid on Deposits	10,578	7,930	7,858	10,971	10,940
Interest Paid on Borrowings	-	4,081	4,256	-	-
Total Interest Expense	10,578	12,011	12,114	10,971	10,940
Net Interest Income	22,728	21,209	21,073	21,334	23,827
Net Interest Income Growth (YoY)	7.16%	0.65%	-1.23%	-10.46%	18.44%
Income From Trading Activities	2,238	-	-	1,643	1,145
Gain (Loss) on Sale of Assets	2,008	910	-196	1,735	429.18
Gain (Loss) on Sale of Investments	-	-	-	-	127.26
Other Non-Interest Income	13,031	14,950	14,445	12,330	10,308
Total Non-Interest Income	17,277	15,860	14,249	15,708	12,010
Non-Interest Income Growth (YoY)	8.93%	11.31%	-9.29%	30.80%	-20.26%
Revenues Before Loan Losses	40,005	37,069	35,322	37,043	35,837
Provision for Loan Losses	4,590	7,304	5,892	-9,476	12,200
Revenue	35,415	29,765	29,430	46,519	23,636
Revenue Growth (YoY)	18.98%	1.14%	-36.73%	96.81%	13.35%
Salaries and Employee Benefits	-	11,639	10,126	-	10,950
Occupancy Expenses	4,314	1,159	4,036	24,330	2,087
Selling, General & Administrative	-	7,498	9,167	-	-
Other Non-Interest Expense	19,679	-	-	19,328	8,184
Total Non-Interest Expense	23,993	20,296	23,329	43,658	21,221
EBT Excluding Unusual Items	11,422	9,469	6,101	2,860	2,415
Pretax Income	11,422	9,469	6,101	2,860	2,415
Income Tax Expense	341	346	323	400	319.96
Net Income	11,081	9,123	5,778	2,460	2,095
Net Income to Common	11,081	9,123	5,778	2,460	2,095
Net Income Growth	21.46%	57.89%	134.83%	17.43%	296.55%
Basic Shares Outstanding	-	27	28	27	28
Diluted Shares Outstanding	-	27	28	27	28
Shares Change (YoY)	-	-0.13%	0.23%	-0.43%	18.27%
EPS (Basic)	-	332.00	210.00	89.63	76.00
EPS (Diluted)	-	332.00	210.00	89.63	76.00
EPS Growth	-	58.09%	134.28%	17.94%	235.29%
Dividend Per Share	-	255.000	103.000	-	-
Dividend Growth	-	147.57%	-	-	-
Effective Tax Rate	2.99%	3.65%	5.29%	13.98%	13.25%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.