Bank of Africa Mali SA (BRVM:BOAM)

Bank of Africa Mali Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	160	516	32,306	34,767	31,306
Interest Income on Investments	-	33,060	32,671	-	-	-
Total Interest Income	-	33,220	33,187	32,306	34,767	31,306
Interest Paid on Deposits	-	7,930	7,858	10,971	10,940	11,189
Interest Paid on Borrowings	-	4,081	4,256	-	-	-
Total Interest Expense	-	12,011	12,114	10,971	10,940	11,189
Net Interest Income	20,941	21,209	21,073	21,334	23,827	20,118
Net Interest Income Growth (YoY)	-1.83%	0.65%	-1.23%	-10.46%	18.44%	9.63%
Income From Trading Activities	1,753	-	-	1,643	1,145	1,517
Gain (Loss) on Sale of Assets	910	910	-196	1,735	429.18	2,831
Gain (Loss) on Sale of Investments	-	-	-	-	127.26	-168.96
Other Non-Interest Income	13,197	14,950	14,445	12,330	10,308	10,883
Total Non-Interest Income	15,860	15,860	14,249	15,708	12,010	15,061
Non-Interest Income Growth (YoY)	11.30%	11.31%	-9.29%	30.80%	-20.26%	7.23%
Revenues Before Loan Losses	36,801	37,069	35,322	37,043	35,837	35,179
Provision for Loan Losses	7,304	7,304	5,892	-9,476	12,200	14,327
Revenue	29,497	29,765	29,430	46,519	23,636	20,853
Revenue Growth (YoY)	-0.65%	1.14%	-36.73%	96.81%	13.35%	28.26%
Salaries and Employee Benefits	-	11,639	10,126	-	10,950	-
Occupancy Expenses	1,159	1,159	4,036	24,330	2,087	2,826
Selling, General & Administrative	-	7,498	9,167	-	-	-
Other Non-Interest Expense	17,446	-	-	19,328	8,184	17,159
Total Non-Interest Expense	18,605	20,296	23,329	43,658	21,221	19,985
EBT Excluding Unusual Items	10,892	9,469	6,101	2,860	2,415	867.9
Pretax Income	10,892	9,469	6,101	2,860	2,415	867.9
Income Tax Expense	328	346	323	400	319.96	339.52
Net Income	10,564	9,123	5,778	2,460	2,095	528.38
Net Income to Common	10,564	9,123	5,778	2,460	2,095	528.38
Net Income Growth	82.76%	57.89%	134.83%	17.43%	296.55%	-
Basic Shares Outstanding	-	27	28	27	28	23
Diluted Shares Outstanding	-	27	28	27	28	23
Shares Change (YoY)	-	-0.13%	0.23%	-0.43%	18.27%	0.53%
EPS (Basic)	-	332.00	210.00	89.63	76.00	22.67
EPS (Diluted)	-	332.00	210.00	89.63	76.00	22.67
EPS Growth	-	58.09%	134.28%	17.94%	235.29%	-
Dividend Per Share	255.000	255.000	103.000	-	-	-
Dividend Growth	146.77%	147.57%	-	-	-	-
Effective Tax Rate	3.01%	3.65%	5.29%	13.98%	13.25%	39.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.