Bank of Africa Niger Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest Income on Loans	23,153	22,471	22,151	22,170	21,536
Total Interest Income	23,153	22,471	22,151	22,170	21,536
Interest Paid on Deposits	6,026	5,289	5,781	6,827	6,758
Total Interest Expense	6,026	5,289	5,781	6,827	6,758
Net Interest Income	17,126	17,182	16,370	15,343	14,778
Net Interest Income Growth (YoY)	-0.32%	4.96%	6.70%	3.82%	17.76%
Income From Trading Activities	1,740	1,093	2,071	2,931	2,015
Gain (Loss) on Sale of Assets	53.32	49.12	-33.86	61.79	127.6
Gain (Loss) on Sale of Investments	387.32	53.73	648.87	67.33	-
Other Non-Interest Income	7,723	6,295	5,905	5,914	6,655
Total Non-Interest Income	9,903	7,491	8,591	8,974	8,798
Non-Interest Income Growth (YoY)	32.19%	-12.80%	-4.27%	2.00%	9.30%
Revenues Before Loan Losses	27,029	24,673	24,961	24,317	23,575
Provision for Loan Losses	2,135	779.46	2,035	3,756	1,242
Revenue	24,894	23,894	22,926	20,560	22,333
Revenue Growth (YoY)	4.19%	4.22%	11.51%	-7.94%	11.82%
Occupancy Expenses	1,492	966.43	1,005	886.37	1,004
Other Non-Interest Expense	11,826	11,035	10,922	11,040	10,914
Total Non-Interest Expense	13,318	12,001	11,927	11,927	11,918
EBT Excluding Unusual Items	11,576	11,892	10,999	8,634	10,415
Pretax Income	11,576	11,892	10,999	8,634	10,415
Income Tax Expense	1,499	1,758	1,602	1,213	1,912
Net Income	10,077	10,134	9,397	7,421	8,503
Net Income to Common	10,077	10,134	9,397	7,421	8,503
Net Income Growth	-0.57%	7.85%	26.62%	-12.72%	10.91%
Basic Shares Outstanding	21	21	21	21	21
Diluted Shares Outstanding	21	21	21	21	21
Shares Change (YoY)	0.02%	0.03%	0.00%	-0.03%	0.01%
EPS (Basic)	484.38	487.22	451.88	356.88	408.75
EPS (Diluted)	484.38	487.22	451.88	356.88	408.75
EPS Growth	-0.58%	7.82%	26.62%	-12.69%	10.90%
Dividend Per Share	409.375	412.500	381.250	251.250	288.750
Dividend Growth	-0.76%	8.20%	51.74%	-12.99%	11.33%
Effective Tax Rate	12.95%	14.79%	14.57%	14.04%	18.36%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.