Bank of Africa Niger Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	21,108	22,006	23,153	22,471	22,151
Interest Income on Investments	431	427	-	-	-
Total Interest Income	21,539	22,433	23,153	22,471	22,151
Interest Paid on Deposits	6,377	7,559	6,026	5,289	5,781
Total Interest Expense	6,377	7,559	6,026	5,289	5,781
Net Interest Income	15,162	14,874	17,126	17,182	16,370
Net Interest Income Growth (YoY)	1.94%	-13.15%	-0.32%	4.96%	6.70%
Income From Trading Activities	1,107	1,221	1,740	1,093	2,071
Gain (Loss) on Sale of Assets	62	35	53.32	49.12	-33.86
Gain (Loss) on Sale of Investments	42	-3	387.32	53.73	648.87
Other Non-Interest Income	4,815	5,288	7,723	6,295	5,905
Total Non-Interest Income	6,026	6,541	9,903	7,491	8,591
Non-Interest Income Growth (YoY)	-7.87%	-33.95%	32.19%	-12.80%	-4.27%
Revenues Before Loan Losses	21,188	21,415	27,029	24,673	24,961
Provision for Loan Losses	4,293	2,716	2,135	779.46	2,035
Revenue	16,895	18,699	24,894	23,894	22,926
Revenue Growth (YoY)	-9.65%	-24.89%	4.19%	4.22%	11.51%
Occupancy Expenses	2,965	1,067	1,492	966.43	1,005
Other Non-Interest Expense	12,747	12,062	11,826	11,035	10,922
Total Non-Interest Expense	15,712	13,129	13,318	12,001	11,927
EBT Excluding Unusual Items	1,183	5,570	11,576	11,892	10,999
Pretax Income	1,183	5,570	11,576	11,892	10,999
Income Tax Expense	774	568	1,499	1,758	1,602
Net Income	409	5,002	10,077	10,134	9,397
Net Income to Common	409	5,002	10,077	10,134	9,397
Net Income Growth	-91.82%	-50.36%	-0.57%	7.85%	26.62%
Basic Shares Outstanding	-	-	21	21	21
Diluted Shares Outstanding	-	-	21	21	21
Shares Change (YoY)	-	-	0.02%	0.03%	0.00%
EPS (Basic)	-	-	484.38	487.22	451.88
EPS (Diluted)	-	-	484.38	487.22	451.88
EPS Growth	-	-	-0.58%	7.82%	26.62%
Dividend Per Share	-	-	409.375	412.500	381.250
Dividend Growth	-	-	-0.76%	8.20%	51.74%
Effective Tax Rate	65.43%	10.20%	12.95%	14.79%	14.57%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.