Bank of Africa Niger Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	-	5,793	14,718	16,951	21,090	27,746
Investment Securities	-	126,889	118,173	104,493	80,639	85,531
Total Investments	-	126,889	118,173	104,493	80,639	85,531
Gross Loans	-	193,347	193,637	207,665	211,072	199,936
Allowance for Loan Losses	-	-9,374	-	-	-8,171	-5,229
Net Loans	-	183,974	193,637	207,665	202,901	194,707
Property, Plant & Equipment	-	15,513	14,652	11,180	10,804	10,790
Other Intangible Assets	-	929.58	1,018	928.03	622.18	10.49
Accrued Interest Receivable	-	1,352	3,273	1,691	1,577	3,723
Other Receivables	-	13,063	9,729	10,790	8,733	18,368
Other Long-Term Assets	-	2,356	2,308	2,680	3,419	3,026
Total Assets	-	349,869	357,509	356,378	329,785	343,902
Accrued Expenses	-	3,506	5,248	4,857	-	-
Interest Bearing Deposits	-	217,542	245,622	241,419	228,116	210,119
Total Deposits	-	217,542	245,622	241,419	228,116	210,119
Short-Term Borrowings	-	67,997	-	-	-	-
Long-Term Debt	-	10,374	59,179	64,286	55,332	85,785
Pension & Post-Retirement Benefits	-	2,072	-	-	3,059	2,465
Other Long-Term Liabilities	-	2,709	3,287	3,847	6,038	9,709
Total Liabilities	-	304,200	313,336	314,409	292,546	308,078
Common Stock	-	13,000	13,000	13,000	13,000	13,000
Additional Paid-In Capital	-	194.5	194.5	194.5	194.5	194.5
Retained Earnings	-	10,077	10,134	10,736	7,421	8,503
Comprehensive Income & Other	-	22,398	20,844	18,038	16,623	14,127
Shareholders' Equity	-	45,669	44,173	41,969	37,239	35,824
Total Liabilities & Equity	-	349,869	357,509	356,378	329,785	343,902
Total Debt	-	78,371	59,179	64,286	55,332	85,785
Net Cash (Debt)	-	-72,577	-44,460	-47,335	-34,242	-58,039
Net Cash Per Share	-	-3488.68	-2137.51	-2276.31	-1646.69	-2790.12
Filing Date Shares Outstanding	-	20.8	20.8	20.8	20.8	20.8
Total Common Shares Outstanding	-	20.8	20.8	20.8	20.8	20.8
Book Value Per Share	-	2195.65	2123.69	2017.72	1790.33	1722.31
Tangible Book Value	-	44,740	43,155	41,041	36,617	35,813
Tangible Book Value Per Share	-	2150.96	2074.74	1973.10	1760.42	1721.80

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.