Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,308	4,197	3,005	3,349	3,140	2,739
Investment Securities	12,973	10,520	10,000	10,104	10,288	9,127
Trading Asset Securities	255.72	139.42	119.34	310.66	424.45	271.65
Total Investments	13,229	10,660	10,119	10,414	10,712	9,398
Gross Loans	12,179	10,507	11,062	11,521	10,228	9,798
Allowance for Loan Losses	-835.81	-600.53	-519.06	-518.11	-652.38	-558.12
Net Loans	11,344	9,907	10,543	11,003	9,576	9,240
Property, Plant & Equipment	621.24	562.81	588.35	754.01	750.62	810.52
Goodwill	-	10.57	11.85	13.92	18.34	-
Other Intangible Assets	38.67	28.98	43.47	70.62	103.95	151.87
Investments in Real Estate	17.75	11.07	11.07	9.92	11.02	12.37
Other Receivables	1,011	762.04	931.05	926.42	779.11	778.95
Restricted Cash	1,228	1,261	1,335	1,725	1,677	1,651
Other Current Assets	136.38	207.44	193.3	281.01	356.49	370.97
Long-Term Deferred Tax Assets	236.38	232.45	225.74	229.43	202	164.49
Other Real Estate Owned & Foreclosed	195.24	115.68	177.08	169.31	168.48	198.65
Other Long-Term Assets	62.84	-	46.86	57.98	66.88	423.6
Total Assets	32,428	27,955	27,230	29,004	27,562	25,939
Accounts Payable	260.02	265.33	271.5	167.59	48.91	61.34
Accrued Expenses	276.93	254.75	232.96	279.25	222.73	226.04
Interest Bearing Deposits	9,507	8,246	8,296	9,691	9,351	9,134
Non-Interest Bearing Deposits	16,721	14,199	13,266	13,585	12,593	11,549
Total Deposits	26,227	22,444	21,562	23,275	21,943	20,684
Short-Term Borrowings	61.41	35.15	44.3	94.22	29.1	78.91
Current Portion of Leases	-	1.62	2.09	2.59	2.23	-
Current Income Taxes Payable	117.85	104.32	112.64	77.7	66.34	68.53
Other Current Liabilities	78.37	613.4	756.52	509	485.28	642.73
Long-Term Debt	1,913	2,103	2,196	2,226	2,308	1,923
Long-Term Leases	-	55.68	51.46	49.6	42.33	-
Long-Term Unearned Revenue	162.33	149.27	101.27	113.3	64.34	-
Pension & Post-Retirement Benefits	36.53	26.34	30.99	19.26	25.08	22.17
Long-Term Deferred Tax Liabilities	34.92	47.61	71.61	99.95	87.75	76.53
Other Long-Term Liabilities	768.29	59.99	62.28	63.26	72.23	60.46
Total Liabilities	29,937	26,160	25,496	26,977	25,397	23,912
Common Stock	2,114	2,114	2,114	2,114	2,114	2,114
Retained Earnings	1,350	1,040	746.41	571.03	434.42	199.17
Comprehensive Income & Other	-1,738	-2,001	-1,732	-1,216	-941.9	-809.74
Total Common Equity	1,726	1,153	1,128	1,469	1,606	1,503
Minority Interest	765.21	641.67	606.41	558.08	557.83	524.32
Shareholders' Equity	2,491	1,795	1,734	2,027	2,164	2,028
Total Liabilities & Equity	32,428	27,955	27,230	29,004	27,562	25,939
Total Debt	1,974	2,195	2,294	2,373	2,382	2,002
Net Cash (Debt)	5,545	4,469	3,021	2,710	3,426	2,964
Net Cash Growth	51.74%	47.92%	11.47%	-20.90%	15.58%	56.38%
Net Cash Per Share	0.23	0.18	0.12	0.11	0.14	0.12
Filing Date Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Book Value Per Share	0.07	0.05	0.05	0.06	0.07	0.06
Tangible Book Value	1,687	1,114	1,073	1,384	1,484	1,352
Tangible Book Value Per Share	0.07	0.05	0.04	0.06	0.06	0.05

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.