BRVM:NSBC Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	128,185	48,060	77,443	53,849	70,258
Investment Securities	-	550,315	475,519	484,886	414,795	406,348
Total Investments	-	550,315	475,519	484,886	414,795	406,348
Gross Loans	-	1,538,825	1,309,951	1,141,361	1,032,456	962,176
Net Loans	-	1,538,825	1,309,951	1,141,361	1,032,456	962,176
Property, Plant & Equipment	-	107,287	80,403	75,336	68,290	49,269
Other Intangible Assets	-	6,224	10,866	8,792	6,024	8,245
Accrued Interest Receivable	-	-	3,126	3,325	7,307	5,366
Other Receivables	-	142,516	72,526	57,674	40,113	31,373
Other Long-Term Assets	-	41,036	36,613	36,239	21,713	16,500
Total Assets	-	2,514,388	2,037,064	1,885,056	1,644,547	1,549,535
Accrued Expenses	-	-	17,619	15,005	12,723	10,155
Interest Bearing Deposits	-	1,700,893	1,415,894	1,220,362	1,128,500	945,550
Total Deposits	-	1,700,893	1,415,894	1,220,362	1,128,500	945,550
Long-Term Debt	-	18,740	19,606	14,426	6,921	16,518
Other Long-Term Liabilities	-	579,425	394,226	470,358	366,594	468,502
Total Liabilities	-	2,299,058	1,847,345	1,720,151	1,514,738	1,440,725
Common Stock	-	24,735	24,735	24,735	24,735	24,735
Additional Paid-In Capital	-	29,992	29,992	29,992	29,992	29,992
Retained Earnings	-	160,603	134,992	110,178	75,082	54,083
Shareholders' Equity	-	215,330	189,719	164,905	129,809	108,810
Total Liabilities & Equity	-	2,514,388	2,037,064	1,885,056	1,644,547	1,549,535
Total Debt	-	18,740	19,606	14,426	6,921	16,518
Net Cash (Debt)	-	109,445	28,454	63,017	46,928	53,740
Net Cash Growth	-	284.64%	-54.85%	34.28%	-12.68%	-6.39%
Net Cash Per Share	-	4424.78	1150.37	2547.73	1897.26	2172.67
Filing Date Shares Outstanding	24.73	24.73	24.73	24.73	24.73	24.73
Total Common Shares Outstanding	24.73	24.73	24.73	24.73	24.73	24.73
Book Value Per Share	-	8705.63	7670.20	6666.98	5248.08	4399.11
Tangible Book Value	-	209,106	178,853	156,113	123,785	100,565
Tangible Book Value Per Share	-	8454.00	7230.89	6311.53	5004.53	4065.77

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.