Absa Bank Botswana Limited (BSM:ABBL)

Absa Bank Botswana Income Statement

Financials in millions BWP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	2,292	2,142	2,035	1,628	1,371
Interest Paid on Deposits	876.44	623.43	634.11	441.3	322.37
Net Interest Income	1,416	1,518	1,400	1,187	1,048
Net Interest Income Growth (YoY)	-6.75%	8.40%	18.00%	13.20%	-0.63%
Income From Trading Activities	374.86	224.29	216.63	213.58	164.51
Gain (Loss) on Sale of Assets	-	0.25	7.7	0.57	0.3
Other Non-Interest Income	596.75	537.39	481.47	454.69	435.99
Total Non-Interest Income	971.61	761.93	705.8	668.84	600.8
Non-Interest Income Growth (YoY)	27.52%	7.95%	5.53%	11.33%	15.41%
Revenues Before Loan Losses	2,387	2,280	2,106	1,856	1,649
Provision for Loan Losses	109.27	89.45	76.56	10.42	79.48
Revenue	2,278	2,191	2,030	1,845	1,570
Revenue Growth (YoY)	3.99%	7.93%	10.00%	17.55%	19.61%
Salaries and Employee Benefits	551.28	459.14	533.33	480.67	442.95
Occupancy Expenses	191.92	140.3	146.56	120.09	136.27
Selling, General & Administrative	583.2	535.38	437.4	384.16	331.21
Total Non-Interest Expense	1,326	1,135	1,117	984.92	910.42
EBT Excluding Unusual Items	951.59	1,056	912.37	860.25	659.31
Pretax Income	951.59	1,058	830.64	862.69	659.31
Income Tax Expense	210.66	216.47	206.07	203.81	156.72
Net Income	740.93	841.33	624.57	658.88	502.59
Net Income to Common	740.93	841.33	624.57	658.88	502.59
Net Income Growth	-11.93%	34.71%	-5.21%	31.10%	69.37%
Basic Shares Outstanding	851	852	852	852	852
Diluted Shares Outstanding	851	852	852	852	852
Shares Change (YoY)	-0.12%	-	-	-	-
EPS (Basic)	0.87	0.99	0.73	0.77	0.59
EPS (Diluted)	0.87	0.99	0.73	0.77	0.59
EPS Growth	-11.83%	34.71%	-5.21%	31.10%	69.37%
Dividend Per Share	-	0.766	0.584	0.521	0.374
Dividend Growth	-	31.11%	12.17%	39.17%	110.29%
Effective Tax Rate	22.14%	20.46%	24.81%	23.63%	23.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.