Absa Bank Botswana Limited (BSM:ABBL)

Absa Bank Botswana Income Statement

Financials in millions BWP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,220	2,142	2,035	1,628	1,371	1,343
Interest Paid on Deposits	707.66	623.43	634.11	441.3	322.37	287.66
Net Interest Income	1,512	1,518	1,400	1,187	1,048	1,055
Net Interest Income Growth (YoY)	1.93%	8.40%	18.00%	13.20%	-0.63%	-0.52%
Income From Trading Activities	212.85	224.29	216.63	213.58	164.51	138.63
Gain (Loss) on Sale of Assets	0.25	0.25	7.7	0.57	0.3	0.05
Other Non-Interest Income	557.77	537.39	481.47	454.69	435.99	381.91
Total Non-Interest Income	770.87	761.93	705.8	668.84	600.8	520.59
Non-Interest Income Growth (YoY)	7.35%	7.95%	5.53%	11.33%	15.41%	-8.88%
Revenues Before Loan Losses	2,283	2,280	2,106	1,856	1,649	1,576
Provision for Loan Losses	155.37	89.45	76.56	10.42	79.48	263.24
Revenue	2,128	2,191	2,030	1,845	1,570	1,312
Revenue Growth (YoY)	-1.95%	7.93%	10.00%	17.55%	19.61%	-17.87%
Salaries and Employee Benefits	487.51	459.14	533.33	480.67	442.95	477.4
Occupancy Expenses	135.03	140.3	146.56	120.09	136.27	119.51
Selling, General & Administrative	599.57	535.38	437.4	384.16	331.21	351.5
Total Non-Interest Expense	1,222	1,135	1,117	984.92	910.42	948.41
EBT Excluding Unusual Items	905.54	1,056	912.37	860.25	659.31	363.94
Pretax Income	907.57	1,058	830.64	862.69	659.31	363.94
Income Tax Expense	175.21	216.47	206.07	203.81	156.72	67.2
Net Income	732.36	841.33	624.57	658.88	502.59	296.75
Net Income to Common	732.36	841.33	624.57	658.88	502.59	296.75
Net Income Growth	4.17%	34.71%	-5.21%	31.10%	69.37%	-43.00%
Basic Shares Outstanding	852	852	852	852	852	852
Diluted Shares Outstanding	852	852	852	852	852	852
EPS (Basic)	0.86	0.99	0.73	0.77	0.59	0.35
EPS (Diluted)	0.86	0.99	0.73	0.77	0.59	0.35
EPS Growth	4.17%	34.71%	-5.21%	31.10%	69.37%	-43.00%
Dividend Per Share	0.531	0.766	0.584	0.521	0.374	0.178
Dividend Growth	-21.24%	31.11%	12.17%	39.17%	110.29%	-53.05%
Effective Tax Rate	19.30%	20.46%	24.81%	23.63%	23.77%	18.46%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.