First National Bank of Botswana Limited (BSM:FNBB)

BSM:FNBB Income Statement

Financials in millions BWP. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	2,484	2,395	1,951	1,432	1,409
Interest Paid on Deposits	533.3	554.65	469.18	268.46	241.51
Net Interest Income	1,951	1,840	1,482	1,164	1,167
Net Interest Income Growth (YoY)	6.05%	24.18%	27.30%	-0.29%	-12.78%
Gain (Loss) on Sale of Assets	-	-	-	-0.52	-1.04
Other Non-Interest Income	1,780	1,584	1,487	1,391	1,207
Total Non-Interest Income	1,780	1,584	1,487	1,391	1,206
Non-Interest Income Growth (YoY)	12.41%	6.53%	6.92%	15.34%	0.53%
Revenues Before Loan Losses	3,732	3,424	2,968	2,554	2,373
Provision for Loan Losses	73.65	-48.03	93.56	50.3	241.25
Revenue	3,658	3,472	2,875	2,504	2,132
Revenue Growth (YoY)	5.36%	20.76%	14.80%	17.47%	0.73%
Salaries and Employee Benefits	934.26	824.03	725.88	626.41	647.79
Selling, General & Administrative	-	-	-	108.84	90.92
Other Non-Interest Expense	839.64	867.15	729.18	570.02	492.12
Total Non-Interest Expense	1,774	1,691	1,455	1,305	1,231
EBT Excluding Unusual Items	1,884	1,781	1,420	1,199	900.86
Pretax Income	1,884	1,781	1,420	1,199	900.86
Income Tax Expense	440.67	394.15	304.1	272.17	215.68
Net Income	1,443	1,387	1,116	926.74	685.18
Net Income to Common	1,443	1,387	1,116	926.74	685.18
Net Income Growth	4.10%	24.27%	20.40%	35.26%	-1.53%
Basic Shares Outstanding	2,544	2,544	2,544	2,544	2,544
Diluted Shares Outstanding	2,544	2,544	2,544	2,544	2,544
EPS (Basic)	0.57	0.55	0.44	0.36	0.27
EPS (Diluted)	0.57	0.55	0.44	0.36	0.27
EPS Growth	4.10%	24.27%	20.41%	35.25%	-1.51%
Dividend Per Share	0.330	0.430	0.320	0.260	0.150
Dividend Growth	-23.26%	34.38%	23.08%	73.33%	-
Effective Tax Rate	23.39%	22.13%	21.42%	22.70%	23.94%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.