First National Bank of Botswana Limited (BSM:FNBB)

BSM:FNBB Income Statement

Financials in millions BWP. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest Income on Loans	2,450	2,395	1,951	1,432	1,409	1,649
Interest Paid on Deposits	524.43	554.65	469.18	268.46	241.51	310.89
Net Interest Income	1,925	1,840	1,482	1,164	1,167	1,338
Net Interest Income Growth (YoY)	14.01%	24.18%	27.30%	-0.29%	-12.78%	6.42%
Gain (Loss) on Sale of Assets	-	-	-	-0.52	-1.04	-0.03
Other Non-Interest Income	1,687	1,584	1,487	1,391	1,207	1,199
Total Non-Interest Income	1,687	1,584	1,487	1,391	1,206	1,199
Non-Interest Income Growth (YoY)	11.03%	6.53%	6.92%	15.34%	0.53%	4.99%
Revenues Before Loan Losses	3,612	3,424	2,968	2,554	2,373	2,538
Provision for Loan Losses	-50.06	-48.03	93.56	50.3	241.25	421.44
Revenue	3,662	3,472	2,875	2,504	2,132	2,116
Revenue Growth (YoY)	15.10%	20.76%	14.80%	17.47%	0.73%	-0.88%
Salaries and Employee Benefits	874.6	824.03	725.88	626.41	647.79	612.54
Selling, General & Administrative	-	-	-	108.84	90.92	109.12
Other Non-Interest Expense	881.95	867.15	729.18	570.02	492.12	493.64
Total Non-Interest Expense	1,757	1,691	1,455	1,305	1,231	1,215
EBT Excluding Unusual Items	1,906	1,781	1,420	1,199	900.86	900.85
Pretax Income	1,906	1,781	1,420	1,199	900.86	900.85
Income Tax Expense	421.6	394.15	304.1	272.17	215.68	205.05
Net Income	1,484	1,387	1,116	926.74	685.18	695.81
Net Income to Common	1,484	1,387	1,116	926.74	685.18	695.81
Net Income Growth	17.25%	24.27%	20.40%	35.26%	-1.53%	-5.01%
Basic Shares Outstanding	2,544	2,544	2,544	2,544	2,544	2,544
Diluted Shares Outstanding	2,544	2,544	2,544	2,544	2,544	2,544
EPS (Basic)	0.58	0.55	0.44	0.36	0.27	0.27
EPS (Diluted)	0.58	0.55	0.44	0.36	0.27	0.27
EPS Growth	17.25%	24.27%	20.41%	35.25%	-1.51%	-5.03%
Dividend Per Share	0.450	0.430	0.320	0.260	0.150	0.150
Dividend Growth	25.00%	34.38%	23.08%	73.33%	-	-6.25%
Effective Tax Rate	22.12%	22.13%	21.42%	22.70%	23.94%	22.76%

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.