ELANA Agrocredit AD Ratios and Metrics

Market cap in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	51	51	52	38	37	40
Market Cap Growth	0.17%	-0.90%	36.79%	1.96%	-7.27%	4.19%
PE Ratio	14.43	14.76	18.09	13.92	13.07	14.72
PS Ratio	6.17	6.27	9.52	4.71	4.32	5.65
PB Ratio	0.92	0.94	0.96	0.88	0.87	0.95
P/OCF Ratio	74.28	75.53	-	-	-	11.12
Debt / Equity Ratio	0.69	0.69	0.82	0.79	0.44	0.27
Quick Ratio	6.66	6.66	7.69	8.40	11.71	9.84
Current Ratio	6.72	6.72	7.72	8.44	11.79	9.89
Asset Turnover	0.09	0.09	0.06	0.12	0.15	0.13
Return on Equity (ROE)	6.38%	6.38%	5.90%	6.35%	6.68%	6.44%
Return on Assets (ROA)	3.62%	3.62%	3.25%	3.90%	4.87%	4.79%
Return on Invested Capital (ROIC)	3.76%	3.64%	3.27%	3.91%	5.26%	4.82%
Earnings Yield	6.89%	6.78%	5.53%	7.18%	7.65%	6.79%
Dividend Yield	5.50%	-	5.67%	7.92%	8.77%	7.93%
Buyback Yield / Dilution	-11.05%	-11.05%	-15.29%	-0.11%	-	0.45%
Total Shareholder Return	-5.49%	-11.05%	-9.62%	7.81%	8.77%	8.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.