Banco de Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,051,884	2,162,755	1,920,792	2,266,129	1,574,022
Net Interest Income Growth	-5.13%	12.60%	-15.24%	43.97%	19.54%
Non-Interest Income	1,887,749	1,461,070	1,628,076	1,395,589	1,105,877
Non-Interest Income Growth	29.20%	-10.26%	16.66%	26.20%	5.17%
Revenues Before Loan Losses	3,026,043	3,067,517	3,014,184	3,139,479	2,224,871
Provision for Credit Losses	381,922	352,706	201,944	412,130	19,172
Revenue	2,644,121	2,714,811	2,812,240	2,727,349	2,205,699
Revenue Growth (YoY)	-2.60%	-3.46%	3.11%	23.65%	60.39%
Compensation Expenses	570,355	582,547	582,684	528,226	450,952
Selling, General & Admin	524,743	511,297	495,563	434,572	401,423
Other Non-Interest Expenses	35,840	38,890	37,852	29,541	21,038
Total Non-Interest Expense	1,130,938	1,132,734	1,116,099	992,339	873,413
Pretax Income	1,513,183	1,582,077	1,696,141	1,735,010	1,332,286
Provision for Income Taxes	320,921	333,601	322,114	289,209	275,969
Net Income	1,192,262	1,248,476	1,374,026	1,445,799	1,056,316
Net Income to Common	1,192,262	1,248,476	1,374,026	1,445,799	1,056,316
Net Income Growth	-4.50%	-9.14%	-4.96%	36.87%	163.01%
Shares Outstanding (Basic)	505	505	505	505	505
Shares Outstanding (Diluted)	505	505	505	505	505
EPS (Basic)	2360.00	2390.00	2720.00	2862.00	2092.00
EPS (Diluted)	2360.00	2390.00	2720.00	2862.00	2092.00
EPS Growth	-1.26%	-12.13%	-4.96%	36.81%	162.81%
Free Cash Flow	1,252,798	3,646,920	1,666,959	75,002	2,939,477
Free Cash Flow Growth	-65.65%	118.78%	2122.55%	-97.45%	-
Free Cash Flow Per Share	2480.37	7220.40	3300.35	148.49	5819.76
Dividends Per Share	9.998	9.854	8.077	8.582	5.344
Dividend Growth	1.46%	21.99%	-5.88%	60.59%	145.07%
Profit Margin	46.34%	45.99%	48.86%	53.01%	47.89%
FCF Margin	48.70%	134.33%	59.28%	2.75%	133.27%
EBITDA	95,110	94,601	92,308	84,205	76,798
EBITDA Margin	3.70%	3.48%	3.28%	3.09%	3.48%
Effective Tax Rate	21.21%	21.09%	18.99%	16.67%	20.71%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.