Nu Holdings Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 13, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	297,802,290	219,581,850	153,442,933	92,429,665	175,866,090	-
Market Cap Growth	10.71%	43.10%	66.01%	-47.44%	-	-
Last Close Price	61500.00	48400.00	32260.00	19390.00	-	-
PE Ratio	29.97	25.25	38.44	-	-	-
PS Ratio	11.92	9.03	10.69	10.37	50.86	-
PB Ratio	7.18	6.51	6.18	3.90	9.73	-
Debt / Equity Ratio	0.45	0.27	0.22	0.17	0.06	1.39
Net Debt / Equity Ratio	-0.94	-1.06	-0.80	-0.80	-1.01	-13.75
Net Debt / FCF Ratio	1.54	2.31	0.80	0.71	0.65	3.17
Return on Equity (ROE)	27.80%	28.07%	18.24%	-7.81%	-6.78%	-32.65%
Return on Assets (ROA)	4.32%	4.23%	2.81%	-1.47%	-1.10%	-2.03%
Earnings Yield	3.34%	3.96%	2.60%	-1.91%	-0.38%	-
FCF Yield	-8.47%	-7.06%	-16.21%	-29.06%	-16.05%	-
Buyback Yield / Dilution	-0.39%	-0.65%	-3.86%	-191.92%	-21.78%	-15.61%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.