Grupo de Inversiones Suramericana S.A. (BVC:PFGRUPSURA)

BVC:PFGRUPSURA Income Statement

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	21,216,292	20,670,167	23,180,982	20,795,149	17,615,643	15,541,320
Total Interest & Dividend Income	2,896,963	2,887,987	2,872,726	1,776,167	1,248,030	724,490
Gain (Loss) on Sale of Investments	1,153,425	1,459,602	1,793,851	-76,110	667,385	835,265
Other Revenue	4,673,897	8,166,878	7,463,326	6,690,588	5,271,989	3,542,934
Total Revenue	29,940,577	37,201,695	35,310,885	29,185,794	24,803,047	20,644,009
Revenue Growth (YoY)	-23.81%	5.36%	20.99%	17.67%	20.15%	-2.60%
Policy Benefits	15,668,452	15,737,858	18,394,190	15,965,757	12,910,679	11,198,835
Policy Acquisition & Underwriting Costs	3,725,176	3,674,241	3,749,745	1,281,692	2,891,597	1,135,156
Depreciation & Amortization	567,447	554,482	598,406	541,133	543,424	524,165
Selling, General & Administrative	5,261,642	5,166,098	5,135,720	4,912,502	3,705,140	3,894,957
Other Operating Expenses	-2,996,698	502,838	481,213	738,402	375,593	515,601
Total Operating Expenses	24,642,152	28,010,744	30,749,734	25,475,019	22,220,400	19,030,840
Operating Income	5,298,425	9,190,951	4,561,151	3,710,775	2,582,647	1,613,169
Interest Expense	-1,422,314	-1,456,220	-1,127,641	-986,102	-742,628	-731,409
Currency Exchange Gain (Loss)	15,366	-224,707	119,722	-33,526	151,677	-91,335
Other Non Operating Income (Expenses)	-45,601	66,918	-38,283	37,171	-1,723	9,018
EBT Excluding Unusual Items	3,845,876	7,576,942	3,514,949	2,728,318	1,989,973	799,443
Gain (Loss) on Sale of Assets	-587,444	-	-	-	-	-
Asset Writedown	169,042	-	-	-	-	8,149
Other Unusual Items	-	-	-	-7,137	-	-11,599
Pretax Income	3,427,474	7,576,942	3,514,949	2,721,181	1,989,973	796,443
Income Tax Expense	936,750	1,180,365	1,540,340	392,783	470,049	453,537
Earnings From Continuing Ops.	2,490,724	6,396,577	1,974,609	2,328,398	1,519,924	342,906
Earnings From Discontinued Ops.	48,778	5,429	-39,632	16,943	4,668	-6,669
Net Income to Company	2,539,502	6,402,006	1,934,977	2,345,341	1,524,592	336,237
Minority Interest in Earnings	-389,137	-328,028	-395,395	-270,345	-116,032	-111,112
Net Income	2,150,365	6,073,978	1,539,582	2,074,996	1,408,560	225,125
Net Income to Common	2,150,365	6,073,978	1,539,582	2,074,996	1,408,560	225,125
Net Income Growth	-63.31%	294.52%	-25.80%	47.31%	525.68%	-85.24%
Shares Outstanding (Basic)	395	395	579	579	579	582
Shares Outstanding (Diluted)	395	395	579	579	579	582
Shares Change (YoY)	-8.61%	-31.78%	-	-	-0.47%	-
EPS (Basic)	5442.19	15372.15	2657.99	3582.34	2431.78	386.83
EPS (Diluted)	5442.19	15372.15	2657.99	3582.34	2431.78	386.83
EPS Growth	-59.85%	478.34%	-25.80%	47.31%	528.65%	-85.24%
Free Cash Flow	5,800,895	4,778,896	1,268,626	8,491,384	1,758,819	1,682,798
Free Cash Flow Per Share	14681.03	12094.53	2190.20	14659.81	3036.48	2891.52
Dividend Per Share	1500.000	1500.000	1400.000	1280.000	784.000	603.400
Dividend Growth	7.14%	7.14%	9.38%	63.27%	29.93%	3.50%
Operating Margin	17.70%	24.71%	12.92%	12.71%	10.41%	7.81%
Profit Margin	7.18%	16.33%	4.36%	7.11%	5.68%	1.09%
Free Cash Flow Margin	19.38%	12.85%	3.59%	29.09%	7.09%	8.15%
EBITDA	5,865,872	9,745,433	5,159,557	3,990,873	3,126,071	2,137,334
EBITDA Margin	19.59%	26.20%	14.61%	13.67%	12.60%	10.35%
D&A For EBITDA	567,447	554,482	598,406	280,098	543,424	524,165
EBIT	5,298,425	9,190,951	4,561,151	3,710,775	2,582,647	1,613,169
EBIT Margin	17.70%	24.71%	12.92%	12.71%	10.41%	7.81%
Effective Tax Rate	27.33%	15.58%	43.82%	14.43%	23.62%	56.95%
Revenue as Reported	29,940,577	37,201,695	35,310,885	29,185,794	24,803,047	20,873,569

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.