Banco Comercial AV Villas S.A. (BVC:PFVILLA051)

Banco Comercial AV Villas Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	936,066	668,962	869,838	13,366	15,397	138,921
Investment Securities	2,737,636	2,237,863	2,762,413	2,952,646	2,967,876	2,342,340
Trading Asset Securities	-	208,786	271,647	289,371	249,071	708,274
Total Investments	2,737,636	2,446,649	3,034,060	3,242,017	3,216,947	3,050,614
Gross Loans	16,313,688	15,264,703	14,352,602	15,006,921	13,116,042	12,325,805
Allowance for Loan Losses	-621,318	-705,688	-642,847	-577,192	-537,188	-487,092
Net Loans	15,692,370	14,559,015	13,709,755	14,429,729	12,578,854	11,838,713
Property, Plant & Equipment	449,422	464,566	468,664	514,957	495,853	443,677
Other Intangible Assets	241,194	194,924	159,586	124,474	110,987	95,914
Investments in Real Estate	34,972	36,576	37,426	31,078	44,049	45,562
Accrued Interest Receivable	7,298	2,540	1,542	8,751	1,551	1,209
Other Receivables	634,024	542,004	445,222	258,846	101,664	127,140
Restricted Cash	-	-	-	863,285	876,548	750,438
Other Current Assets	205,836	182,872	167,102	159,896	120,882	95,732
Long-Term Deferred Tax Assets	-	68,345	18,462	445	207	126
Other Real Estate Owned & Foreclosed	-	-	-	36	308	36
Other Long-Term Assets	8,457	1,218	1,666	1,401	-	987
Total Assets	20,947,275	19,167,671	18,913,323	19,648,281	17,563,247	16,589,069
Accounts Payable	28,760	-	-	5,366	4,080	2,766
Accrued Expenses	84,936	95,300	81,492	78,914	84,013	64,774
Interest Bearing Deposits	17,893,843	16,032,314	14,864,538	14,844,525	13,408,862	13,966,758
Total Deposits	17,893,843	16,032,314	14,864,538	14,844,525	13,408,862	13,966,758
Short-Term Borrowings	185,147	433,574	1,174,816	376,744	557,402	64,644
Current Portion of Long-Term Debt	163,322	5,108	38,440	394,656	5,496	6,318
Current Portion of Leases	1	4,253	5,820	-	-	-
Current Income Taxes Payable	-	-	3,535	2,896	-	-
Other Current Liabilities	241,956	163,970	138,188	1,291,489	639,721	197,661
Long-Term Debt	282,164	389,131	441,702	390,563	511,386	10,513
Long-Term Leases	227,916	233,207	244,940	246,565	211,523	152,147
Long-Term Unearned Revenue	27,053	-	-	-	-	-
Pension & Post-Retirement Benefits	2,719	2,691	1,676	1,418	1,923	2,032
Long-Term Deferred Tax Liabilities	-	-	-	65,194	99,963	116,828
Other Long-Term Liabilities	108,578	118,284	176,256	102,970	127,185	128,149
Total Liabilities	19,246,395	17,477,832	17,171,403	17,801,300	15,651,554	14,712,590
Common Stock	22,473	22,473	22,473	22,473	22,473	22,473
Additional Paid-In Capital	228,560	228,560	228,560	228,560	228,560	228,560
Retained Earnings	1,209,982	1,216,204	1,348,103	1,567,979	1,520,814	1,391,976
Comprehensive Income & Other	234,740	213,976	134,448	20,238	132,483	226,535
Total Common Equity	1,695,755	1,681,213	1,733,584	1,839,250	1,904,330	1,869,544
Minority Interest	5,125	8,626	8,336	7,731	7,363	6,935
Shareholders' Equity	1,700,880	1,689,839	1,741,920	1,846,981	1,911,693	1,876,479
Total Liabilities & Equity	20,947,275	19,167,671	18,913,323	19,648,281	17,563,247	16,589,069
Total Debt	858,550	1,065,273	1,905,718	1,408,528	1,285,807	233,622
Net Cash (Debt)	77,516	-187,525	-764,233	-1,058,664	-996,405	613,573
Net Cash Per Share	344.93	-834.44	-3400.65	-4710.80	-4433.76	2730.25
Filing Date Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Total Common Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Book Value Per Share	7545.70	7480.99	7714.03	8184.22	8473.81	8319.02
Tangible Book Value	1,454,561	1,486,289	1,573,998	1,714,776	1,793,343	1,773,630
Tangible Book Value Per Share	6472.45	6613.63	7003.91	7630.34	7979.94	7892.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.