Banco Comercial AV Villas Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	51,702	668,962	869,838	13,366	15,397	138,921
Investment Securities	2,891,433	2,237,863	2,762,413	2,952,646	2,967,876	2,342,340
Trading Asset Securities	69	208,786	271,647	289,371	249,071	708,274
Total Investments	2,891,502	2,446,649	3,034,060	3,242,017	3,216,947	3,050,614
Gross Loans	16,469,148	15,264,703	14,352,602	15,006,921	13,116,042	12,325,805
Allowance for Loan Losses	-707,716	-705,688	-642,847	-577,192	-537,188	-487,092
Net Loans	15,761,432	14,559,015	13,709,755	14,429,729	12,578,854	11,838,713
Property, Plant & Equipment	396,172	464,566	468,664	514,957	495,853	443,677
Other Intangible Assets	227,724	194,924	159,586	124,474	110,987	95,914
Investments in Real Estate	24,207	36,576	37,426	31,078	44,049	45,562
Accrued Interest Receivable	4,857	2,540	1,542	8,751	1,551	1,209
Other Receivables	574,611	542,004	445,222	258,846	101,664	127,140
Restricted Cash	909,651	-	-	863,285	876,548	750,438
Other Current Assets	229,920	182,872	167,102	159,896	120,882	95,732
Long-Term Deferred Tax Assets	157,978	68,345	18,462	445	207	126
Other Real Estate Owned & Foreclosed	-	-	-	36	308	36
Other Long-Term Assets	8,222	1,218	1,666	1,401	-	987
Total Assets	21,237,978	19,167,671	18,913,323	19,648,281	17,563,247	16,589,069
Accounts Payable	21,845	-	-	5,366	4,080	2,766
Accrued Expenses	98,815	95,300	81,492	78,914	84,013	64,774
Interest Bearing Deposits	18,341,560	16,032,314	14,864,538	14,844,525	13,408,862	13,966,758
Total Deposits	18,341,560	16,032,314	14,864,538	14,844,525	13,408,862	13,966,758
Short-Term Borrowings	-	433,574	1,174,816	376,744	557,402	64,644
Current Portion of Long-Term Debt	211,038	5,108	38,440	394,656	5,496	6,318
Current Portion of Leases	995	4,253	5,820	-	-	-
Current Income Taxes Payable	-	-	3,535	2,896	-	-
Other Current Liabilities	375,618	163,970	138,188	1,291,489	639,721	197,661
Long-Term Debt	326,594	389,131	441,702	390,563	511,386	10,513
Long-Term Leases	212,761	233,207	244,940	246,565	211,523	152,147
Pension & Post-Retirement Benefits	2,663	2,691	1,676	1,418	1,923	2,032
Long-Term Deferred Tax Liabilities	-	-	-	65,194	99,963	116,828
Other Long-Term Liabilities	114,946	118,284	176,256	102,970	127,185	128,149
Total Liabilities	19,706,835	17,477,832	17,171,403	17,801,300	15,651,554	14,712,590
Common Stock	22,473	22,473	22,473	22,473	22,473	22,473
Additional Paid-In Capital	228,560	228,560	228,560	228,560	228,560	228,560
Retained Earnings	1,154,146	1,216,204	1,348,103	1,567,979	1,520,814	1,391,976
Comprehensive Income & Other	125,964	213,976	134,448	20,238	132,483	226,535
Total Common Equity	1,531,143	1,681,213	1,733,584	1,839,250	1,904,330	1,869,544
Minority Interest	-	8,626	8,336	7,731	7,363	6,935
Shareholders' Equity	1,531,143	1,689,839	1,741,920	1,846,981	1,911,693	1,876,479
Total Liabilities & Equity	21,237,978	19,167,671	18,913,323	19,648,281	17,563,247	16,589,069
Total Debt	751,388	1,065,273	1,905,718	1,408,528	1,285,807	233,622
Net Cash (Debt)	-699,617	-187,525	-764,233	-1,058,664	-996,405	613,573
Net Cash Per Share	-3113.13	-834.44	-3400.65	-4710.80	-4433.76	2730.25
Filing Date Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Total Common Shares Outstanding	224.73	224.73	224.73	224.73	224.73	224.73
Book Value Per Share	6813.22	7480.99	7714.03	8184.22	8473.81	8319.02
Tangible Book Value	1,303,419	1,486,289	1,573,998	1,714,776	1,793,343	1,773,630
Tangible Book Value Per Share	5799.90	6613.63	7003.91	7630.34	7979.94	7892.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.