American Express Company Ratios and Metrics

Market cap in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	714,964	867,566	712,233	463,025	375,277	425,602
Market Cap Growth	-6.20%	21.81%	53.82%	23.38%	-11.82%	27.91%
Enterprise Value	-	901,635	748,435	471,787	409,486	490,177
PE Ratio	19.86	24.05	21.18	16.71	15.00	16.33
Forward PE	17.41	22.21	20.61	15.71	14.85	18.32
PEG Ratio	-	1.81	1.56	1.14	1.25	0.34
PS Ratio	3.17	3.79	3.43	2.44	2.17	2.84
PB Ratio	6.35	7.58	6.88	4.83	4.44	5.61
P/TBV Ratio	7.46	7.69	6.99	4.91	4.50	5.83
P/FCF Ratio	13.28	15.86	17.16	7.97	5.71	9.51
P/OCF Ratio	11.53	13.77	14.83	7.30	5.21	8.50
EV/Sales Ratio	-	3.94	3.60	2.48	2.36	3.27
EV/EBITDA Ratio	-	11.69	10.46	7.27	10.68	11.58
EV/EBIT Ratio	-	12.69	11.37	7.97	12.50	13.41
EV/FCF Ratio	-	16.48	18.04	8.12	6.23	10.95
Debt / Equity Ratio	1.73	1.73	1.69	1.75	1.78	1.85
Debt / EBITDA Ratio	3.71	2.56	2.44	2.59	3.92	3.30
Debt / FCF Ratio	3.61	3.61	4.21	2.89	2.29	3.13
Net Debt / Equity Ratio	0.30	0.30	0.35	0.09	0.41	0.85
Net Debt / EBITDA Ratio	0.64	0.44	0.50	0.14	0.89	1.53
Net Debt / FCF Ratio	0.62	0.62	0.86	0.15	0.52	1.44
Asset Turnover	0.23	0.23	0.23	0.23	0.24	0.23
Quick Ratio	0.65	0.65	0.65	0.74	0.74	0.78
Current Ratio	1.59	1.59	1.58	1.63	1.62	1.68
Return on Equity (ROE)	33.99%	33.99%	34.74%	31.74%	32.05%	35.69%
Return on Assets (ROA)	3.79%	5.71%	5.68%	5.64%	3.60%	4.24%
Return on Invested Capital (ROIC)	4.77%	7.18%	7.23%	7.19%	4.44%	5.29%
Return on Capital Employed (ROCE)	11.11%	16.74%	16.44%	15.59%	9.78%	11.59%
Earnings Yield	5.04%	4.16%	4.72%	5.98%	6.67%	6.12%
FCF Yield	7.53%	6.31%	5.83%	12.55%	17.51%	10.52%
Dividend Yield	3.21%	0.88%	0.95%	1.29%	1.41%	1.12%
Payout Ratio	20.96%	20.96%	19.74%	21.26%	20.83%	17.97%
Buyback Yield / Dilution	2.27%	2.27%	2.84%	2.67%	3.14%	6.09%
Total Shareholder Return	5.48%	3.15%	3.79%	3.97%	4.55%	7.22%

Updated Dec 31, 2025. Data Source: Fiscal.ai. standard template. Financial Sources.