Diviso Grupo Financiero S.A. (BVL:DIVIC1)

Diviso Grupo Financiero Statistics

Total Valuation

BVL:DIVIC1 has a market cap or net worth of PEN 650.71 million. The enterprise value is 761.63 million.

Market Cap	650.71M
Enterprise Value	761.63M

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

BVL:DIVIC1 has 943.06 million shares outstanding. The number of shares has increased by 107.49% in one year.

Current Share Class	943.06M
Shares Outstanding	943.06M
Shares Change (YoY)	+107.49%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	6.55%
Float	674.90M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	18.08
PB Ratio	19.52
P/TBV Ratio	19.54
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.87, with an EV/FCF ratio of -1,299.70.

EV / Earnings	-7.00
EV / Sales	21.16
EV / EBITDA	5.87
EV / EBIT	52.04
EV / FCF	-1,299.70

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 5.61.

Current Ratio	0.34
Quick Ratio	0.34
Debt / Equity	5.61
Debt / EBITDA	1.44
Debt / FCF	-318.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -167.21% and return on invested capital (ROIC) is 3.49%.

Return on Equity (ROE)	-167.21%
Return on Assets (ROA)	1.65%
Return on Invested Capital (ROIC)	3.49%
Return on Capital Employed (ROCE)	31.79%
Revenue Per Employee	44,989
Profits Per Employee	-136,003
Employee Count	800
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:DIVIC1 has paid 5.83 million in taxes.

Income Tax	5.83M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	0.69
200-Day Moving Average	0.69
Relative Strength Index (RSI)	99.05
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:DIVIC1 had revenue of PEN 35.99 million and -108.80 million in losses. Loss per share was -0.12.

Revenue	35.99M
Gross Profit	5.44M
Operating Income	14.63M
Pretax Income	-87.62M
Net Income	-108.80M
EBITDA	115.51M
EBIT	14.63M
Loss Per Share	-0.12

Balance Sheet

The company has 75.92 million in cash and 186.83 million in debt, giving a net cash position of -110.91 million or -0.12 per share.

Cash & Cash Equivalents	75.92M
Total Debt	186.83M
Net Cash	-110.91M
Net Cash Per Share	-0.12
Equity (Book Value)	33.33M
Book Value Per Share	0.04
Working Capital	-182.16M

Cash Flow

In the last 12 months, operating cash flow was -506,000 and capital expenditures -80,000, giving a free cash flow of -586,000.

Operating Cash Flow	-506,000
Capital Expenditures	-80,000
Free Cash Flow	-586,000
FCF Per Share	-0.00

Margins

Gross Margin	15.12%
Operating Margin	40.66%
Pretax Margin	-243.44%
Profit Margin	n/a
EBITDA Margin	320.94%
EBIT Margin	40.66%
FCF Margin	n/a

Dividends & Yields

BVL:DIVIC1 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-107.49%
Shareholder Yield	-107.49%
Earnings Yield	-16.72%
FCF Yield	-0.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BVL:DIVIC1 has an Altman Z-Score of 0.35 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.35
Piotroski F-Score	2