Financiera ProEmpresa S.A. (BVL:FPROEMC1)

Financiera ProEmpresa Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	133.87	141.86	136.37	139.15	123.82
Interest Income on Investments	4.41	-	-	-	-
Total Interest Income	138.28	141.86	136.37	139.15	123.82
Interest Paid on Deposits	32.04	46.76	47.14	38.25	28
Interest Paid on Borrowings	1.56	-	-	-	-
Total Interest Expense	33.6	46.76	47.14	38.25	28
Net Interest Income	104.68	95.1	89.23	100.9	95.82
Net Interest Income Growth (YoY)	10.08%	6.58%	-11.56%	5.30%	19.28%
Trust Income	0.03	-	-	-	-
Other Non-Interest Income	1.69	-0.61	-1.9	-0.02	2.71
Total Non-Interest Income	1.72	-0.61	-1.9	-0.02	2.71
Non-Interest Income Growth (YoY)	-	-	-	-	-33.81%
Revenues Before Loan Losses	106.41	94.49	87.33	100.88	98.53
Provision for Loan Losses	38.92	35.87	40.92	29.58	35.33
Revenue	67.49	58.62	46.41	71.3	63.19
Revenue Growth (YoY)	15.13%	26.31%	-34.91%	12.83%	-1.19%
Salaries and Employee Benefits	39.72	-	-	-	-
Occupancy Expenses	2.19	2.39	1.66	2.56	2.61
Federal Deposit Insurance	5.45	-	-	-	-
Selling, General & Administrative	19.77	57.97	57.45	65.72	61.92
Other Non-Interest Expense	-0.54	0.37	0.72	0.44	0.4
Total Non-Interest Expense	67.39	61.17	60.49	68.74	64.96
EBT Excluding Unusual Items	0.1	-2.55	-14.08	2.57	-1.77
Legal Settlements	-0.01	-0.05	-0.26	-0.46	-
Pretax Income	0.09	-2.61	-14.34	2.11	-1.77
Income Tax Expense	-0.82	-0.66	-0.25	1.46	-0.13
Net Income	0.92	-1.95	-14.09	0.64	-1.64
Net Income to Common	0.92	-1.95	-14.09	0.64	-1.64
Basic Shares Outstanding	9	8	8	8	8
Diluted Shares Outstanding	9	8	8	8	8
Shares Change (YoY)	17.74%	-	-	0.30%	-
EPS (Basic)	0.11	-0.25	-1.81	0.08	-0.21
EPS (Diluted)	0.10	-0.25	-1.81	0.08	-0.21
Effective Tax Rate	-	-	-	69.55%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.