Financiera ProEmpresa S.A. (BVL:FPROEMC1)

Financiera ProEmpresa Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	141.86	136.37	139.15	123.82	106.42
Interest Paid on Deposits	46.76	47.14	38.25	28	26.09
Net Interest Income	95.1	89.23	100.9	95.82	80.33
Net Interest Income Growth (YoY)	6.58%	-11.56%	5.30%	19.28%	-8.13%
Other Non-Interest Income	-0.61	-1.9	-0.02	2.71	4.09
Total Non-Interest Income	-0.61	-1.9	-0.02	2.71	4.09
Non-Interest Income Growth (YoY)	-	-	-	-33.81%	-18.86%
Revenues Before Loan Losses	94.49	87.33	100.88	98.53	84.42
Provision for Loan Losses	35.87	40.92	29.58	35.33	20.47
Revenue	58.62	46.41	71.3	63.19	63.95
Revenue Growth (YoY)	26.31%	-34.91%	12.83%	-1.19%	-17.28%
Occupancy Expenses	2.39	1.66	2.56	2.61	2.46
Selling, General & Administrative	57.97	57.45	65.72	61.92	54.04
Other Non-Interest Expense	0.37	0.72	0.44	0.4	0.39
Total Non-Interest Expense	61.17	60.49	68.74	64.96	56.93
EBT Excluding Unusual Items	-2.55	-14.08	2.57	-1.77	7.02
Legal Settlements	-0.05	-0.26	-0.46	-	-0.09
Pretax Income	-2.61	-14.34	2.11	-1.77	6.94
Income Tax Expense	-0.66	-0.25	1.46	-0.13	2.29
Net Income	-1.95	-14.09	0.64	-1.64	4.65
Net Income to Common	-1.95	-14.09	0.64	-1.64	4.65
Net Income Growth	-	-	-	-	-61.64%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	-	-	0.30%	-	-
EPS (Basic)	-0.25	-1.81	0.08	-0.21	0.60
EPS (Diluted)	-0.25	-1.81	0.08	-0.21	0.60
EPS Growth	-	-	-	-	-61.64%
Effective Tax Rate	-	-	69.55%	-	32.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.