BVL:MAPFSGC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,126	1,880	1,744	1,462	1,333
Total Interest & Dividend Income	248.31	170.78	157.14	123.02	100.54
Gain (Loss) on Sale of Investments	-23.51	-1.23	-4.85	-13.76	-19.7
Other Revenue	138.9	122.19	116.36	107.47	166.73
Total Revenue	1,490	2,171	2,012	1,678	1,581
Revenue Growth (YoY)	-31.39%	7.90%	19.90%	6.17%	174.69%
Policy Benefits	-279.71	603.22	664.91	485.18	500.76
Policy Acquisition & Underwriting Costs	836.25	707.73	629.97	563.19	423.47
Amortization of Goodwill & Intangibles	16.67	22.32	14.76	13.39	11.02
Depreciation & Amortization	11.78	12.87	11.56	12.29	10.32
Selling, General & Administrative	149	141.01	125.08	147.2	102.69
Provision for Bad Debts	1.77	-0.46	2.99	-0.1	2.71
Other Operating Expenses	302.82	328.62	258.83	149.22	232.77
Total Operating Expenses	1,224	1,997	1,866	1,524	1,446
Operating Income	265.74	173.95	146.89	154.12	134.93
Interest Expense	-2.46	-1.46	-1.45	-1.66	-1.89
Currency Exchange Gain (Loss)	-16.77	-2.3	-1.16	3.83	1.25
EBT Excluding Unusual Items	246.52	170.19	144.28	156.29	134.29
Gain (Loss) on Sale of Investments	-	-	-	-	-5.64
Gain (Loss) on Sale of Assets	1.26	41.03	3.43	0.19	1.86
Asset Writedown	-	-	-	0.53	0.58
Pretax Income	247.78	211.22	147.7	157.01	131.09
Income Tax Expense	40.26	14.59	2.41	-28.34	19.99
Net Income	207.52	196.63	145.29	185.34	111.1
Net Income to Common	207.52	196.63	145.29	185.34	111.1
Net Income Growth	5.54%	35.33%	-21.61%	66.82%	72.93%
Shares Outstanding (Basic)	636	636	636	636	636
Shares Outstanding (Diluted)	636	636	636	636	636
Shares Change (YoY)	-	-	-	-	246.65%
EPS (Basic)	0.33	0.31	0.23	0.29	0.17
EPS (Diluted)	0.33	0.31	0.23	0.29	0.17
EPS Growth	5.41%	35.33%	-21.55%	66.70%	-50.11%
Free Cash Flow	777.01	615.4	433.35	565.25	353.53
Free Cash Flow Per Share	1.22	0.97	0.68	0.89	0.56
Dividend Per Share	-	0.142	0.131	0.063	-
Dividend Growth	-	8.51%	107.47%	-	-
Operating Margin	17.84%	8.01%	7.30%	9.18%	8.54%
Profit Margin	13.93%	9.05%	7.22%	11.04%	7.03%
Free Cash Flow Margin	52.16%	28.34%	21.53%	33.68%	22.36%
EBITDA	279.47	189.35	160.91	166.99	146.2
EBITDA Margin	18.76%	8.72%	8.00%	9.95%	9.25%
D&A For EBITDA	13.73	15.4	14.02	12.87	11.27
EBIT	265.74	173.95	146.89	154.12	134.93
EBIT Margin	17.84%	8.01%	7.30%	9.18%	8.54%
Effective Tax Rate	16.25%	6.91%	1.63%	-	15.25%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.