Mapfre Perú Compañía de Seguros y Reaseguros S.A. (BVL:MAPFSGC1)

BVL:MAPFSGC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	2,036	1,880	1,744	1,462	1,333	434.83
Total Interest & Dividend Income	212.67	170.78	157.14	123.02	100.54	66.04
Gain (Loss) on Sale of Investments	-3.06	-1.23	-4.85	-13.76	-19.7	-1.5
Other Revenue	129.79	122.19	116.36	107.47	166.73	76.18
Total Revenue	2,375	2,171	2,012	1,678	1,581	575.55
Revenue Growth (YoY)	9.98%	7.90%	19.90%	6.17%	174.69%	-0.45%
Policy Benefits	670.77	603.22	664.91	485.18	500.76	116.02
Policy Acquisition & Underwriting Costs	798.39	707.73	629.97	563.19	423.47	190.96
Amortization of Goodwill & Intangibles	34.84	22.32	14.76	13.39	11.02	0.13
Depreciation & Amortization	21.61	12.87	11.56	12.29	10.32	3.21
Selling, General & Administrative	9.99	141.01	125.08	147.2	102.69	87.93
Provision for Bad Debts	-0.91	-0.46	2.99	-0.1	2.71	3.18
Other Operating Expenses	288.61	328.62	258.83	149.22	232.77	61.18
Total Operating Expenses	2,149	1,997	1,866	1,524	1,446	517.55
Operating Income	226.44	173.95	146.89	154.12	134.93	57.99
Interest Expense	-3.2	-1.46	-1.45	-1.66	-1.89	-0.1
Currency Exchange Gain (Loss)	-11.74	-2.3	-1.16	3.83	1.25	-3.04
EBT Excluding Unusual Items	201.68	170.19	144.28	156.29	134.29	54.85
Gain (Loss) on Sale of Investments	-	-	-	-	-5.64	-5.21
Gain (Loss) on Sale of Assets	42.29	41.03	3.43	0.19	1.86	12.55
Asset Writedown	-	-	-	0.53	0.58	-0.05
Pretax Income	243.97	211.22	147.7	157.01	131.09	62.13
Income Tax Expense	43.89	14.59	2.41	-28.34	19.99	-2.11
Net Income	200.07	196.63	145.29	185.34	111.1	64.25
Net Income to Common	200.07	196.63	145.29	185.34	111.1	64.25
Net Income Growth	4.22%	35.33%	-21.61%	66.82%	72.93%	2.78%
Shares Outstanding (Basic)	635	636	636	636	636	183
Shares Outstanding (Diluted)	635	636	636	636	636	183
Shares Change (YoY)	-0.23%	-	-	-	246.65%	-
EPS (Basic)	0.32	0.31	0.23	0.29	0.17	0.35
EPS (Diluted)	0.32	0.31	0.23	0.29	0.17	0.35
EPS Growth	4.46%	35.33%	-21.55%	66.70%	-50.11%	2.78%
Free Cash Flow	961.51	615.4	433.35	565.25	353.53	239.08
Free Cash Flow Per Share	1.51	0.97	0.68	0.89	0.56	1.30
Dividend Per Share	0.079	0.142	-	0.063	-	-
Operating Margin	9.53%	8.01%	7.30%	9.18%	8.54%	10.08%
Profit Margin	8.42%	9.05%	7.22%	11.04%	7.03%	11.16%
Free Cash Flow Margin	40.48%	28.34%	21.53%	33.68%	22.36%	41.54%
EBITDA	225.2	189.35	160.91	166.99	146.2	61.45
EBITDA Margin	9.48%	8.72%	8.00%	9.95%	9.25%	10.68%
D&A For EBITDA	-1.25	15.4	14.02	12.87	11.27	3.45
EBIT	226.44	173.95	146.89	154.12	134.93	57.99
EBIT Margin	9.53%	8.01%	7.30%	9.18%	8.54%	10.08%
Effective Tax Rate	17.99%	6.91%	1.63%	-	15.25%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.