Assurant, Inc. (BVMF:A1SU34)

Assurant Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 23, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	61,174	67,635	42,996	34,929	49,479	41,567
Market Cap Growth	-3.72%	57.30%	23.10%	-29.41%	19.03%	30.11%
Enterprise Value	63,738	69,299	46,173	38,627	50,448	40,591
PE Ratio	13.52	14.39	13.79	23.89	6.54	18.96
PS Ratio	0.91	0.92	0.80	0.65	0.87	0.83
PB Ratio	1.99	2.14	1.84	1.56	1.63	1.34
P/FCF Ratio	11.24	9.84	9.47	16.09	14.94	6.56
P/OCF Ratio	9.07	8.21	7.79	11.07	11.36	5.96
EV/Sales Ratio	0.98	0.94	0.86	0.72	0.89	0.81
EV/EBITDA Ratio	8.56	8.87	8.31	10.41	8.32	9.39
EV/EBIT Ratio	10.51	10.78	10.03	14.05	9.87	11.33
EV/FCF Ratio	11.71	10.08	10.17	17.80	15.24	6.40
Debt / Equity Ratio	0.38	0.42	0.44	0.51	0.41	0.39
Debt / EBITDA Ratio	1.54	1.67	1.82	3.01	2.03	2.71
Debt / FCF Ratio	2.16	1.93	2.26	5.28	3.81	1.91
Quick Ratio	0.15	0.15	0.16	0.16	0.16	0.12
Current Ratio	0.41	0.44	0.42	0.43	0.45	0.69
Asset Turnover	0.35	0.35	0.33	0.30	0.26	0.22
Return on Equity (ROE)	15.41%	15.33%	14.22%	5.71%	10.56%	8.93%
Return on Assets (ROA)	2.05%	1.89%	1.78%	0.97%	1.46%	0.97%
Return on Invested Capital (ROIC)	12.11%	12.02%	11.34%	5.82%	8.96%	7.02%
Earnings Yield	7.39%	6.95%	7.25%	4.19%	15.33%	5.51%
FCF Yield	8.90%	10.16%	10.56%	6.21%	6.69%	15.25%
Dividend Yield	1.00%	6.03%	6.98%	9.06%	7.17%	9.38%
Payout Ratio	19.47%	20.51%	23.70%	54.30%	11.92%	39.31%
Buyback Yield / Dilution	2.24%	2.23%	1.82%	8.88%	4.84%	-1.39%
Total Shareholder Return	3.25%	8.26%	8.80%	17.94%	12.01%	7.99%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.