Assurant, Inc. (BVMF:A1SU34)

Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of BRL 61.17 billion. The enterprise value is 63.74 billion.

Market Cap	61.17B
Enterprise Value	63.74B

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Nov 28, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-2.24%
Shares Change (QoQ)	-0.49%
Owned by Insiders (%)	0.49%
Owned by Institutions (%)	97.32%
Float	49.79M

Valuation Ratios

The trailing PE ratio is 13.52 and the forward PE ratio is 11.16.

PE Ratio	13.52
Forward PE	11.16
PS Ratio	0.91
PB Ratio	1.99
P/TBV Ratio	4.45
P/FCF Ratio	11.24
P/OCF Ratio	9.07
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.56, with an EV/FCF ratio of 11.71.

EV / Earnings	14.09
EV / Sales	0.98
EV / EBITDA	8.56
EV / EBIT	10.51
EV / FCF	11.71

Financial Position

The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.38.

Current Ratio	0.41
Quick Ratio	0.15
Debt / Equity	0.38
Debt / EBITDA	1.54
Debt / FCF	2.16
Interest Coverage	10.80

Financial Efficiency

Return on equity (ROE) is 15.41% and return on invested capital (ROIC) is 12.11%.

Return on Equity (ROE)	15.41%
Return on Assets (ROA)	2.05%
Return on Invested Capital (ROIC)	12.11%
Return on Capital Employed (ROCE)	13.57%
Weighted Average Cost of Capital (WACC)	6.85%
Revenue Per Employee	4.72M
Profits Per Employee	318,563
Employee Count	14,200
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, Assurant has paid 1.09 billion in taxes.

Income Tax	1.09B
Effective Tax Rate	19.46%

Stock Price Statistics

The stock price has decreased by -1.51% in the last 52 weeks. The beta is 0.58, so Assurant's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	-1.51%
50-Day Moving Average	210.73
200-Day Moving Average	n/a
Relative Strength Index (RSI)	66.22
Average Volume (20 Days)	57

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.61

Income Statement

In the last 12 months, Assurant had revenue of BRL 66.98 billion and earned 4.52 billion in profits. Earnings per share was 87.45.

Revenue	66.98B
Gross Profit	7.70B
Operating Income	6.23B
Pretax Income	5.62B
Net Income	4.52B
EBITDA	7.52B
EBIT	6.23B
Earnings Per Share (EPS)	87.45

Balance Sheet

The company has 10.97 billion in cash and 11.76 billion in debt, with a net cash position of -2.63 billion.

Cash & Cash Equivalents	10.97B
Total Debt	11.76B
Net Cash	-2.63B
Net Cash Per Share	n/a
Equity (Book Value)	30.69B
Book Value Per Share	611.37
Working Capital	-85.36B

Cash Flow

In the last 12 months, operating cash flow was 6.75 billion and capital expenditures -1.30 billion, giving a free cash flow of 5.44 billion.

Operating Cash Flow	6.75B
Capital Expenditures	-1.30B
Free Cash Flow	5.44B
FCF Per Share	n/a

Margins

Gross margin is 11.49%, with operating and profit margins of 9.30% and 6.75%.

Gross Margin	11.49%
Operating Margin	9.30%
Pretax Margin	8.39%
Profit Margin	6.75%
EBITDA Margin	11.22%
EBIT Margin	9.30%
FCF Margin	8.13%

Dividends & Yields

This stock pays an annual dividend of 3.05, which amounts to a dividend yield of 1.01%.

Dividend Per Share	3.05
Dividend Yield	1.01%
Dividend Growth (YoY)	9.89%
Years of Dividend Growth	2
Payout Ratio	19.47%
Buyback Yield	2.24%
Shareholder Yield	3.24%
Earnings Yield	7.39%
FCF Yield	8.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5