Banco Bradesco S.A. (BVMF:BBDC3)

Banco Bradesco Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	211,734	211,458	200,613	138,223	119,743
Interest Paid on Deposits	144,279	156,376	130,802	55,121	48,576
Net Interest Income	67,455	55,082	69,811	83,102	71,168
Net Interest Income Growth (YoY)	22.46%	-21.10%	-15.99%	16.77%	8.16%
Gain (Loss) on Sale of Assets	201.52	208.32	240.78	25.89	-239.61
Gain (Loss) on Sale of Investments	-2,117	10,782	6,485	-12,610	-21,137
Other Non-Interest Income	39,983	32,455	32,973	31,681	31,504
Total Non-Interest Income	38,068	43,446	39,699	19,096	10,128
Non-Interest Income Growth (YoY)	-12.38%	9.44%	107.89%	88.55%	-68.01%
Revenues Before Loan Losses	105,522	98,528	109,510	102,198	81,296
Provision for Loan Losses	26,637	30,177	26,346	9,358	18,712
Revenue	78,885	68,351	83,164	92,840	62,584
Revenue Growth (YoY)	15.41%	-17.81%	-10.42%	48.35%	-26.31%
Salaries and Employee Benefits	22,277	20,814	19,889	20,014	18,965
Occupancy Expenses	6,369	6,025	5,306	5,773	5,921
Selling, General & Administrative	20,823	19,831	20,053	19,072	18,343
Other Non-Interest Expense	8,091	7,222	11,689	11,663	15,724
Total Non-Interest Expense	56,029	51,791	55,581	56,099	58,508
EBT Excluding Unusual Items	22,856	16,560	27,583	36,741	4,075
Asset Writedown	-1.75	-	-	-	-
Legal Settlements	-5,954	-6,351	-2,961	-3,888	-
Pretax Income	16,901	10,208	24,622	32,852	4,075
Income Tax Expense	-641.64	-4,294	3,165	9,472	-11,959
Earnings From Continuing Operations	17,542	14,503	21,457	23,381	16,034
Minority Interest in Earnings	-289.25	-251.44	-233.51	-208.48	-197.1
Net Income	17,253	14,251	21,223	23,172	15,837
Net Income to Common	17,253	14,251	21,223	23,172	15,837
Net Income Growth	21.06%	-32.85%	-8.41%	46.32%	-24.67%
Basic Shares Outstanding	10,614	10,642	10,657	10,676	10,692
Diluted Shares Outstanding	10,614	10,642	10,657	10,676	10,692
Shares Change (YoY)	-0.26%	-0.14%	-0.17%	-0.15%	0.00%
EPS (Basic)	1.63	1.34	1.99	2.17	1.48
EPS (Diluted)	1.63	1.34	1.99	2.17	1.48
EPS Growth	21.38%	-32.75%	-8.25%	46.54%	-24.67%
Dividend Per Share	-	1.114	0.622	0.697	0.575
Dividend Growth	-	78.95%	-10.72%	21.18%	-39.25%
Effective Tax Rate	-	-	12.85%	28.83%	-

Source: S&P Capital IQ. Banks template. Financial Sources.