Banco Mercantil de Investimentos S.A. (BVMF:BMIN4)

BVMF:BMIN4 Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	46.48	1.29	10.65	16.15	7.28
Interest Income on Investments	25.21	38.18	24.74	25.3	11.25
Total Interest Income	71.69	39.47	35.39	41.45	18.53
Interest Paid on Deposits	62.69	21.48	14.3	19.54	5.96
Net Interest Income	9	17.99	21.1	21.91	12.58
Net Interest Income Growth (YoY)	-49.96%	-14.75%	-3.69%	74.20%	38.40%
Gain (Loss) on Sale of Equity Investments	0.06	-0.11	0.02	0.07	-0.1
Other Non-Interest Income	2.35	3.56	4.03	2.63	4.68
Total Non-Interest Income	2.41	3.45	4.05	2.71	4.58
Non-Interest Income Growth (YoY)	-30.28%	-14.63%	49.46%	-40.86%	31.22%
Revenues Before Loan Losses	11.41	21.44	25.14	24.61	17.15
Provision for Loan Losses	4.36	0.01	-0.04	-0.23	0.07
Revenue	7.05	21.43	25.18	24.84	17.08
Revenue Growth (YoY)	-67.08%	-14.91%	1.37%	45.44%	35.66%
Salaries and Employee Benefits	8.76	7.9	7.89	6.13	5.64
Selling, General & Administrative	3	2.35	4.31	6.33	2.9
Other Non-Interest Expense	-15.39	-0.79	1.31	0.71	0.48
Total Non-Interest Expense	-3.63	9.46	13.52	13.17	9.01
EBT Excluding Unusual Items	10.68	11.97	11.66	11.67	8.07
Legal Settlements	0.05	-0.27	0.39	1.2	-2.21
Pretax Income	10.73	11.7	12.05	12.87	5.85
Income Tax Expense	0.33	4.51	4.78	3.11	2.48
Net Income	10.4	7.19	7.27	9.76	3.38
Net Income to Common	10.4	7.19	7.27	9.76	3.38
Net Income Growth	44.65%	-1.09%	-25.55%	189.07%	37.57%
Basic Shares Outstanding	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5
EPS (Basic)	2.15	1.49	1.51	2.02	0.70
EPS (Diluted)	2.15	1.49	1.51	2.02	0.70
EPS Growth	44.65%	-1.09%	-25.55%	189.07%	37.57%
Dividend Per Share	-	-	1.331	1.351	1.190
Dividend Growth	-	-	-1.52%	13.54%	-
Effective Tax Rate	3.11%	38.58%	39.69%	24.16%	42.33%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.