Banco Pan S.A. (BVMF: BPAN4)

Banco Pan Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1.53	6.22	6.94	5.2	1,257	1,234
Investment Securities	8,358	7,346	9,204	5,894	2,541	1,569
Trading Asset Securities	-	2,671	3,654	-	-	288.1
Mortgage-Backed Securities	201.68	220.22	226.47	218.23	223.36	244.32
Total Investments	8,560	10,237	13,085	6,112	2,764	2,102
Gross Loans	48,564	41,347	36,843	34,345	29,114	23,640
Allowance for Loan Losses	-2,750	-4,345	-3,878	-2,002	-1,898	-1,829
Net Loans	45,814	37,002	32,965	32,342	27,215	21,811
Property, Plant & Equipment	74.17	106.08	136.73	102.22	23.36	28.63
Goodwill	925.25	-	-	53.74	39.67	64.72
Other Intangible Assets	259.91	722.09	646.98	62.77	57.25	120.5
Other Receivables	1,786	1,388	1,562	2,030	2,751	2,910
Restricted Cash	3,013	3,244	3,023	2,826	5.51	101.57
Other Current Assets	410.09	540.44	410.73	238.32	269.85	273.11
Long-Term Deferred Tax Assets	3,540	3,524	3,324	3,536	3,499	3,402
Other Real Estate Owned & Foreclosed	202.01	226.56	202.66	163.28	265.24	287.46
Other Long-Term Assets	1,139	220.74	182.71	432.03	376.98	463.76
Total Assets	65,723	57,271	55,627	47,904	38,524	32,798
Accrued Expenses	-	391.87	435.21	439.98	384.35	306.66
Interest Bearing Deposits	29,983	26,389	24,410	23,707	21,490	19,733
Non-Interest Bearing Deposits	78	76.39	448.41	328.17	76.06	26.57
Total Deposits	30,061	26,465	24,859	24,035	21,566	19,760
Short-Term Borrowings	11.67	71.15	98.2	39.49	-	-
Current Portion of Long-Term Debt	8,190	5,158	2,137	3,345	5,993	2,853
Current Portion of Leases	-	4.13	4.84	-	-	-
Current Income Taxes Payable	494.1	336.77	249.29	341.22	385.75	292.56
Other Current Liabilities	3,881	-	-	5,056	3,552	2,522
Long-Term Debt	14,428	12,959	15,150	8,054	668.85	1,322
Long-Term Leases	-	7.4	11.43	-	-	-
Long-Term Deferred Tax Liabilities	36.13	287.39	233.23	110.49	85.62	98.65
Other Long-Term Liabilities	436.61	4,169	5,324	684.15	570.29	717.28
Total Liabilities	57,539	49,850	48,503	42,105	33,206	27,872
Common Stock	5,928	5,928	5,928	4,175	4,175	3,653
Retained Earnings	2,228	1,315	1,225	1,437	958.66	557.98
Treasury Stock	-172.4	-30.85	-234.86	-	-	-
Comprehensive Income & Other	194.77	206.1	203.34	186.89	183.59	714.78
Total Common Equity	8,179	7,418	7,122	5,799	5,317	4,926
Minority Interest	4.72	3.53	1.87	0.22	-	-
Shareholders' Equity	8,184	7,422	7,124	5,799	5,317	4,926
Total Liabilities & Equity	65,723	57,271	55,627	47,904	38,524	32,798
Total Debt	22,631	18,200	17,402	11,438	6,662	4,174
Net Cash (Debt)	-16,548	-15,258	-13,458	-10,218	-4,109	-2,341
Net Cash Per Share	-13.14	-12.02	-10.71	-8.48	-3.41	-2.02
Filing Date Shares Outstanding	1,251	1,269	1,273	1,205	1,205	1,205
Total Common Shares Outstanding	1,251	1,269	1,273	1,205	1,205	1,205
Book Value Per Share	6.54	5.85	5.59	4.81	4.41	4.09
Tangible Book Value	6,994	6,696	6,475	5,682	5,221	4,741
Tangible Book Value Per Share	5.59	5.28	5.09	4.72	4.33	3.93

Source: S&P Capital IQ. Banks template. Financial Sources.